How to get an Insurance producer license in Arkansas
Arkansas licenses insurance agents statewide through the Arkansas Insurance Department (AID).1 For the Insurance producer (resident) license you need at least 20 clock hours2 of education, a passing score on the Arkansas insurance producer examination for each line (PSI)3 and a criminal background check1. The board lists $20 for the application3, $35 for the initial license4 and $50 for the exam3, each a separate charge. You renew every 2 years4 and complete at least 24 hours of continuing education5.
Who issues it
Arkansas Insurance Department (AID)
Training and experience
Training: at least 20 clock hours2
Exam
Arkansas insurance producer examination for each line (PSI)3
On this page
- Arkansas insurance agent licenses
- Applies to every license level
- Requirements for an Insurance producer license
- How much an Insurance producer license costs
- How to apply
- Renewal and continuing education
- Moving to Arkansas with a license from another state
- Insurance producer
- Agency license
- Check a license or report a problem
- Laws and rules
- Common questions
- Insurance agent licenses in other states
Arkansas insurance agent licenses
Arkansas issues 3 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.
| License | What it covers | Training or experience | Exam | Application or license fee |
|---|---|---|---|---|
| Insurance producer (nonresident) | Sell, solicit or negotiate insurance in Arkansas; an insurer appointment is needed before writing business.7 | – | Yes3 | $354 |
| Insurance producer (resident) | Sell, solicit or negotiate insurance in Arkansas; an insurer appointment is needed before writing business.7 | Training 20 clock hours2 | Yes1 | $203 |
| Agency (business entity producer license) | Sell, solicit or negotiate insurance in Arkansas; an insurer appointment is needed before writing business.7 | – | – | $354 |
Applies to every license level
These rules are the same for several of the Arkansas insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.
1. Every license level (all 3)
What it covers
Sell, solicit or negotiate insurance in Arkansas; an insurer appointment is needed before writing business.7
How to apply
2. Every license level except Agency (business entity producer license)
Renewal
- How often
- Every 2 years4
3. Every license level except Insurance producer (resident)
How to apply
- Apply through NIPR.1
Requirements for an Insurance producer license
More rules for this license are shared with other levels: group 1 and group 2 under Applies to every license level.
- Education or training
- At least 20 clock hours2
Pre-licensing course for the life line of authority (includes 1 hour of ethics)2
Who may teach it: Department-approved course provider; certificate (Appendix 3A-3H) presented to the exam vendor.2
Alternative: Exempt: producers licensed in good standing in another state under the Producer Licensing Model Act who move to Arkansas and apply for a resident license.2 - Education or training
- At least 20 clock hours2
Pre-licensing course for the accident and health or sickness line of authority (includes 1 hour of ethics)2
Who may teach it: Department-approved course provider; certificate (Appendix 3A-3H) presented to the exam vendor.2
Alternative: Exempt: producers licensed in good standing in another state under the Producer Licensing Model Act who move to Arkansas and apply for a resident license.2 - Education or training
- At least 20 clock hours2
Pre-licensing course for the casualty line of authority (includes 1 hour of ethics)2
Who may teach it: Department-approved course provider; certificate (Appendix 3A-3H) presented to the exam vendor.2
Alternative: Exempt: producers licensed in good standing in another state under the Producer Licensing Model Act who move to Arkansas and apply for a resident license.2 - Education or training
- At least 20 clock hours2
Pre-licensing course for the property line of authority (includes 1 hour of ethics)2
Who may teach it: Department-approved course provider; certificate (Appendix 3A-3H) presented to the exam vendor.2
Alternative: Exempt: producers licensed in good standing in another state under the Producer Licensing Model Act who move to Arkansas and apply for a resident license.2 - Education or training
- At least 20 clock hours2
Pre-licensing course for the personal lines line of authority (includes 1 hour of ethics)2
Who may teach it: Department-approved course provider; certificate (Appendix 3A-3H) presented to the exam vendor.2
Alternative: Exempt: producers licensed in good standing in another state under the Producer Licensing Model Act who move to Arkansas and apply for a resident license.2 - Exam
- Arkansas insurance producer examination for each line (PSI)3
Given by: PSI Services LLC7
Passing score: 70%3
When you can take it: After the pre-licensing course is completed (certificate valid 2 years, shown at every attempt).2
Life $50.00, 2.5 hours3
Health $50.00, 2.5 hours3
Property / Casualty $50.00, 3.5 hours3
Personal Lines $50.00, 3.5 hours3
Retakes: Up to three attempts within the 90-day exam approval; after that, wait four weeks and re-apply.3
Time limit: Pass within 90 days of the exam approval.3
How much an Insurance producer license costs
You pay National Insurance Producer Registry (NIPR) (application fee), AID (initial license fee) and PSI Services LLC (exam fee).
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Application fee | $203 | National Insurance Producer Registry (NIPR) | – |
| Initial license fee | $354 | AID | Per year; collected for the two-year license period. Not refundable |
| Exam fee | $503 | PSI Services LLC | Per exam. Not refundable |
Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.
How to apply
- Complete a 20-hour approved pre-licensing course for each line and get the completion certificate.3
- File the resident application on NIPR.3 nipr.com1
- Complete the online Arkansas State Police background check.3
- After AID review you get a PSI approval email; schedule and pass the exam within 90 days, bringing your course certificate.3
- Print your license from NIPR 24 hours after passing, and get appointed by an insurer before writing business.3
Renewal and continuing education
- When it expires
- Expires on the last day of the birth month in the expiration year; renew every two years.4
- Renewal fee
- $908 (Producer required to complete CE (license fee incl. CE filing fee))
- Continuing education
- At least 24 hours each renewal period5
- Required topics
- 3 hours of ethics per two-year cycle5
Long-term care: 8 hours before selling LTC, then 4 hours every 24 months7 - Approved courses
- Commissioner-approved courses; a course cannot be repeated within two years; $20 CE filing fee with renewal.5
- Exemptions
- Up to 12-month CE extension for grave illness or injury (yours or a close relative's), with a doctor's statement.5
- Late renewal
- Late renewal fee: $1408 (renewal after the expiration date)
Late renewal fee: $258 (cE completed 0-30 days late)
Late renewal fee: $508 (cE completed 31-60 days late)
Late renewal fee: $1008 (cE completed 61-90 days late)
Late renewal fee: $1508 (cE completed 91-365 days late) - If it expires
- No grace period: fees and CE are due on the expiration date; CE late fees rise from $25 to $150 over 365 days.8
Renewal planner
Enter the expiration date printed on your Arkansas Insurance producer (resident) license. The count is worked out on your device from today's date; nothing is sent anywhere.
Moving to Arkansas with a license from another state
These are the routes AID publishes for the Insurance producer license. The other insurance agent licenses have their own routes in their sections below.
- Route
- Exam waiver
- What the board says
- Producers licensed in good standing in another state who move to Arkansas and apply for a resident license are exempt from pre-licensing education; AID decides case by case whether an exam is needed.2
- Route
- Military service members and spouses
- What the board says
- Automatic licensure, no testing, for service members stationed in Arkansas, veterans who live here, and their spouses, if they hold a similar license in good standing elsewhere.6
Insurance producer
Requirements
- Exam
- Nonresident license procedures are published by AID separately3
Fees
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Initial license fee | $354 | AID | Per year, individual licensees (section heading covers producers). Not refundable |
The board's pages we cite do not list the exam fee.
Renewal
From another state
- Route
- Reciprocity agreements
- What the board says
- AID licenses nonresident producers; procedures are on the AID site and handled through NIPR.1
- States on Arkansas's list
- The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
- Conditions
- Moving to Arkansas: no clearance letter needed; ask AID whether an exam is required.3
More rules for this license are shared with other levels: group 1, group 2 and group 3 under Applies to every license level.
Agency license
Requirements
- Business requirements
- Adding or deleting individual producers on an agency license costs $10 each.4
Fees
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Initial license fee | $354 | AID | Business entity, one-year license. Not refundable |
Renewal
- How often
- Every year4
- When it expires
- Renew by 1 October every year.4
- Renewal fee
- $358
- Late renewal
- Late renewal fee: $708
More rules for this license are shared with other levels: group 1 and group 3 under Applies to every license level.
Check a license or report a problem
Before you hire an insurance agent in Arkansas, you can confirm the license is current on the board's own search. Every board we cover in Arkansas is on the Arkansas license lookup page.
- Look up a license
- sbs.naic.org1
- File a complaint
- insurance.arkansas.gov1
Laws and rules
The requirements above come from these laws and board rules.
Common questions
How long does it take to get an Insurance producer license in Arkansas?
The rules set at least 20 clock hours2 before you can be licensed. The board does not publish how long it takes to process an application.
Can I transfer my insurance agent license to Arkansas?
AID publishes this route for the Insurance producer license: exam waiver2. Conditions and forms.
Insurance agent licenses in other states
- Alabama
- Alaska
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.
- Licensing - Arkansas Insurance DepartmentArkansas Insurance DepartmentChecked November 7, 2026
- 23 CAR pt. 14 Prelicense Education for Insurance Producers and AdjustersCode of Arkansas RulesChecked November 7, 2026
- Arkansas Insurance Department Licensure Candidate Information Bulletin (PSI) (PDF)Arkansas Insurance DepartmentDated June 25, 2019Checked November 7, 2026
- 23 CAR pt. 22 State Insurance Department Administrative and Regulatory Fees (selected sections)Code of Arkansas RulesChecked November 8, 2026
- 23 CAR pt. 18 Continuing Education for Producers and AdjustersCode of Arkansas RulesChecked November 8, 2026
- 23 CAR pt. 44 Automatic and Expedited Licensure for Military Service Members, Veterans, and SpousesCode of Arkansas RulesChecked November 7, 2026
- Licensing Frequently Asked Questions - Arkansas Insurance DepartmentArkansas Insurance DepartmentChecked November 7, 2026
- License Renewal Fees (PDF)Arkansas Insurance DepartmentChecked November 7, 2026