How to get a Resident insurance producer license in Nebraska

Nebraska insurance agent licenses

Nebraska issues 4 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

Rules shared by several license levels

These rules are the same for several of the Nebraska insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level except Regular Agency License (business entity producer)

What it covers

Sell, solicit or negotiate insurance in Nebraska in the licensed lines of authority: life; accident and health or sickness; property; casualty; variable life and variable annuity; limited line credit; limited line pre-need funeral; personal lines; other lines permitted by Nebraska law. Producers must also be appointed by each insurer.⁷

Requirements

Other requirements and options

Before selling annuities: one-time 4-credit annuity training; before selling long-term care: 8-hour course, then 4 hours every 24 months.⁶

2. Every license level except Apprentice Insurance Producer License

How to apply

Apply online

nipr.com¹⁰

Renewal

Renew online

nipr.com¹⁰

3. Resident insurance producer license and Apprentice Insurance Producer License

Requirements

Minimum age

18 years old³⁵

Fees

4. Resident insurance producer license and Non-Resident Insurance Producer license

Renewal

How often

Every 2 years⁵

5. Non-Resident Insurance Producer license and Regular Agency License (business entity producer)

Requirements

Exam

Not required⁸³

Who needs a Resident insurance producer license

Work that does not need this license:

• Certain persons need no producer license, e.g. insurer or agency officers/employees who earn no commission and do only administrative, underwriting or claims work.¹¹

Requirements for a Resident insurance producer license

More rules for this license are shared with other levels: group 1, group 2, group 3 and group 4 under Rules shared by several license levels.

Exam

Nebraska insurance producer licensing examination for each major line (and some limited lines)²
Given by: PSI Services LLC¹
Passing score: 70%⁷
When you can take it: Open eligibility: register with PSI whenever ready; no course needed.⁷
Each exam covers Nebraska statutes and general principles plus line-specific content; single-line exams 100 items, combined P&C or Life/A&H 150 items.⁷
Retakes: Unlimited attempts with no waiting period (a new appointment cannot be booked the same day).¹²
Time limit: Apply for the license within one year of passing.¹²
Exam waived: New residents licensed in another state have 90 days to apply without the exam; lapsed licenses can be reinstated within 12 months without exam.⁷

Background check

Background check required³
"Yes" answers to background questions slow review; attach the court documents with the NIPR application.¹²

Residency or citizenship

Principal residence in Nebraska; non-U.S. citizens may be licensed with proof of work authorization.²

Also required

No clearance letter is needed for a resident license.²

How much a Resident insurance producer license costs

You pay PSI Services LLC (2 fees) and DOI (producer Appointment (Retaliatory based on the domicile state)).

Some lines are combined figures, or parts of one; do not add the lines up.

How to apply

1. Study as you choose (no required course) and register with PSI for the exam for each line.¹⁰ test-takers.psiexams.com¹⁰
2. Pass the exam (70%); PSI uploads results to DOI within 2-3 days.¹⁰
3. Within one year, apply online at NIPR and pay the $50 license fee.¹⁰ nipr.com¹⁰
4. Print your license from NIPR after approval (3-5 days); your license number is your NPN.¹⁰
5. Get appointed by each insurer you will represent (insurer files within 15 days and pays the fee).⁷

Temporary or provisional license

Apprentice Insurance Producer: one-time 120-day temporary license under a sponsoring producer.⁵

Processing time

About 3-5 business days after submission (longer with "yes" background answers); allow 2-3 days for PSI to upload exam results first.¹²

Renewal and continuing education

When it expires

Expires the last day of the birth month in the first year after issuance in which your age is divisible by two (first term may be short); renew within 90 days before expiry.¹³

Renewal fee

$50⁴

Continuing education

Up to 24 hours each renewal period⁶

Required topics

At least 3 hours of ethics every period; general hours may be in any insurance course group.⁶
No carry-over of excess hours and no repeating a course within the same 2-year period.⁶

Approved courses

Providers upload completions (allowed 10 days); renewal eligibility starts 24 hours after upload; DOI does not accept certificates from licensees.⁶

Exemptions

Exempt from CE for the first renewal.⁷

Late renewal

Late renewal fee: $40² (expired 30 days or less, renewed online)
Reinstatement fee: $90⁴ (expired more than 30 days but within 12 months; new NIPR application and CE up to date)

If it expires

Up to 30 days expired: late renewal online. 30 days to 1 year: reinstate with a new NIPR application, fee and current CE, no exam. Over 1 year: pass the exams again.²

Moving to Nebraska with a license from another state

These are the routes DOI publishes for the Resident insurance producer license. The other insurance agent licenses have their own routes in their sections below.

Military service members, veterans and spouses: Producers unable to meet renewal procedures because of military service or other extenuating circumstances (e.g. long-term medical disability) may get a waiver, including of exams, fines and fees. Veterans can be reimbursed for exam fees.¹⁴

Apprentice Insurance Producer License

Requirements

Experience

Requires sponsorship by an active Nebraska insurance producer.⁵

Background check

Background check required¹⁵
Answer background questions; "yes" answers need a written statement and documents.¹⁵

Residency or citizenship

Nebraska residents only.⁵

Also required

Valid 120 days, obtainable only once; if sponsorship ends, find a new sponsor within 10 days and notify DOI (no selling in the interim).¹⁵

How to apply

1. Complete the Apprentice License Application with the sponsoring producer's acknowledgement and pay $50.¹⁵

Application form

Form (PDF, doi.nebraska.gov)¹⁰

Temporary or provisional license

This is itself a temporary license (120 days, no renewal).⁵

Renewal

When it expires

No renewal.⁵

More rules for this license are shared with other levels: group 1 and group 3 under Rules shared by several license levels.

Non-Resident Insurance Producer license

Requirements

Background check

Background check required⁸

Residency or citizenship

Resident license in good standing in the home state; home state must license Nebraska residents on the same basis. Canadians need an active U.S. resident license first.⁸

Fees

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Hold an active resident producer license in your home state.⁸
2. Apply online at NIPR and pay the retaliatory fee for your home state.² nipr.com¹⁰

Renewal

When it expires

Same birth-month rule as residents; renew within 90 days before expiry at NIPR.²

Late renewal

Late renewal fee: $125² (expired nonresident license, plus the retaliatory renewal fee)

If it expires

Reinstate by a new NIPR application with the appropriate fee.²

From another state

Military service members, veterans and spouses: Producers unable to meet renewal procedures because of military service or other extenuating circumstances (e.g. long-term medical disability) may get a waiver, including of exams, fines and fees.¹⁴

More rules for this license are shared with other levels: group 1, group 2, group 4 and group 5 under Rules shared by several license levels.

Regular Agency License

Partnerships, associations and corporations doing business as an insurance producer must hold an agency license with a designated responsible licensed producer; agencies are not appointed and may only pay commissions to licensed producers.⁷

Requirements

Residency or citizenship

Resident and nonresident agencies; nonresident agencies without a home-state agency license cannot apply or renew online.¹⁶

Also required

Designate a licensed producer responsible for compliance (DRLP); change via Form 9002A.³

Fees

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Apply online at NIPR for the Resident (or Non-Resident) Business Entity license and name the designated responsible licensed producer.¹⁶ nipr.com¹⁰

Renewal

When it expires

Expires April 30 of each even-numbered year; renew within 90 days before expiry (or within 30 days after with a late fee).¹⁶

Renewal fee

$50⁴ (Resident agency)

Late renewal

Reinstatement fee: $100⁴ (resident agency)
Late renewal fee: $50⁴ (nonresident agency, plus retaliatory renewal fee)

From another state

More rules for this license are shared with other levels: group 2 and group 5 under Rules shared by several license levels.

Check a license or report a problem

Before you hire an insurance agent in Nebraska, you can confirm the license is current on the board's own search. Every board we cover in Nebraska is on the Nebraska license lookup page.

Look up a license: Resident insurance producer license

external-lookup-web.prod.naic.org²

Look up a license: Regular Agency License (business entity producer)

external-lookup-web.prod.naic.org¹⁶

Laws and rules

The requirements above come from these laws and board rules.

• Neb. Rev. Stat. 44-4051 (exceptions to licensure)
• Neb. Rev. Stat. 44-4053
• Neb. Rev. Stat. 44-4054 (lines of authority; expiration; renewal; reinstatement)
• Neb. Rev. Stat. 44-4055 (nonresident license)

Common questions

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