How to get a Producer, Individual license in Idaho

Idaho insurance agent licenses

Idaho issues 3 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

Applies to every license level

These rules are the same for several of the Idaho insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level (all 3)

Renewal

How often

Every 2 years¹⁹

Renew online

nipr.com¹

2. Every license level except Business Entity

Requirements

Minimum age

18 years old¹⁰

How to apply

Apply online

nipr.com¹

Application form

Form (PDF, doi.idaho.gov)¹

Renewal

Renewal fee

$60³ (Renewed electronically (NIPR); $80 otherwise)

3. Every license level except Producer, Individual

Requirements

Exam

Not required⁷⁹

Who needs a Producer, Individual license

Selling, soliciting or negotiating insurance in Idaho, including discussing insurance with customers, selling policies and advising on policy benefits. Lines of authority: Life; Accident, Health and Sickness; Property; Casualty; Variable; Personal Lines; plus limited lines (Credit, Pet, Travel) and Surety.¹

Work that does not need this license:

• Exceptions to licensing are set out in Idaho Code 41-1005.¹

Requirements for a Producer, Individual license

More rules for this license are shared with other levels: group 1 and group 2 under Applies to every license level.

Education or training

No pre-licensing education is required.²

Exam

Idaho producer licensing examination (one exam per line of authority)²
Given by: Pearson VUE²
When you can take it: No pre-licensing education is required before testing.²
ID Life Producer (120 minutes)²
ID Disability/Health Producer (120 minutes)²
ID Property Producer (105 minutes)²
ID Casualty Producer (105 minutes)²
ID Personal Lines Producer (120 minutes)²
ID Surety Producer (45 minutes)²
Retakes: A candidate who fails or misses the exam must reapply and pay all fees again before being rescheduled.⁸
Time limit: The license application must reach the DOI within 180 days of passing the exam or it is denied.⁸
Exam waived: No exam for limited lines (Credit, Pet, Travel: attestation instead) or Variable (FINRA CRD# instead); Surety exam not needed if Property and Casualty are held; no exam for a producer licensed for the same lines in another state (41-1012).¹¹

Background check

Background check required²
Fingerprints required²
Criminal offenses must be disclosed with a statement and court documents; felonies involving dishonesty or breach of trust need an 18 U.S.C. 1033 written consent before applying. Felony disclosures are reviewed case by case.¹²

Residency or citizenship

Idaho resident. Non-citizens applying as residents must include a current work permit visa or Green Card; a student visa is not accepted.¹³

Also required

Limited lines (Credit, Pet, Travel) are lines on the producer license, not separate licenses; applicants read the Limited Lines Producer Pre-Licensing Manual and submit its attestation instead of an exam pass slip.¹⁴

Also required

The Variable line requires an active FINRA CRD number.¹

Also required

Licensees must report criminal or administrative actions to the DOI within 30 days (Idaho Code 41-1021) through the NIPR Reporting of Actions Warehouse.¹

Also required

Address changes must be reported within 30 days.¹

How much a Producer, Individual license costs

You pay DOI (application fee) and Pearson VUE (8 fees).

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Study for the exam for each line of authority you want (study outlines are on the DOI site). Limited lines need the pre-licensing manual attestation instead; Variable needs a FINRA CRD#.¹¹
2. Register and pay for each line-of-authority exam with Pearson VUE (test center or online), and book a fingerprint appointment in the same order (electronic at a Pearson center, or hard card).¹¹ pearsonvue.com¹¹
3. Right after fingerprinting, apply on NIPR: Individual > Producer Licensing > Initial > Resident > Idaho, choose lines of authority, answer background questions and pay. All fees are non-refundable.¹¹ nipr.com¹
4. Email [email protected] the Pearson fingerprint receipt, the signed CHRI Request and Release form, exam pass confirmations (or the limited-lines attestation page).¹¹
5. Apply within 180 days of passing the exam, or the application will be denied.⁸

Processing time

Not given for resident applications; the application is not complete until fingerprints are processed, and paper filing adds about 4-7 days plus shipping.¹

Renewal and continuing education

When it expires

Expires on the last day of the licensee’s birth month, two years after issue.¹

Continuing education

At least 24 hours each renewal period⁴

Required topics

3 hours ethics (minimum, within the 24)¹
Long-term care: 8 hours before selling, then 4 hours every 24 months¹⁵
Annuities: 4 hours Annuity Suitability Best Interest training before selling¹⁵
Flood (NFIP): one-time 3-hour course¹⁵
No more than 4 hours from adjuster courses may count toward a producer license⁴

Approved courses

Courses must be approved for Idaho (listed in the SBS CE course catalog); providers have 30 days to report completions.¹⁵

Exemptions

Producers holding only Credit, Pet or Travel limited lines are exempt.¹
Licensees on extended active duty with the U.S. Armed Forces; temporary license holders.⁴

Late renewal

Late renewal fee: $100¹⁵ (cE completed 1-30 days after expiration)
Late renewal fee: $200¹⁵ (cE completed 31-60 days after expiration)
Late renewal fee: $300¹⁵ (cE completed 61-90 days after expiration)
Late renewal fee: $80¹⁵ (cE completed 90-365 days after expiration; must also retest)

If it expires

Late renewal (formerly reinstatement) is available through NIPR for up to one year after expiration; after one year a new license is needed, including fingerprinting and testing.¹
No grace period: the license is inactive after expiration even if CE is finished late.¹

Moving to Idaho with a license from another state

These are the routes DOI publishes for the Producer, Individual license. The other insurance agent licenses have their own routes in their sections below.

Military service members, veterans and spouses: CE exception for licensees on extended active duty with the U.S. Armed Forces (IDAPA 18.06.04.013); Idaho insurance exams are GI Bill-qualified for veterans.²

Non-Resident Producer License

Same activities as a resident producer, limited to the lines of authority held on the home-state license.⁶

Requirements

Background check

No fingerprints required⁷
Nonresidents with a qualifying felony need proof of an active home-state license plus the 1033 consent before Idaho considers the application.¹²

Residency or citizenship

Must hold a resident license in good standing in the home state.¹⁷

Also required

Variable Life and Variable Annuity requires a CRD number.⁶

Fees

How to apply

1. Hold an equivalent license in your home state.⁶
2. Apply on NIPR: Individual > Initial > Non-Resident > Idaho, choose lines of authority held at home, accept the attestation and pay (non-refundable).⁶ nipr.com¹

Processing time

Typically 1-2 business days after all documents are received.¹

Renewal

When it expires

Expires on the last day of the birth month.¹

Exemptions

Exempt from Idaho CE (home-state compliance required).¹

If it expires

Late renewal (formerly reinstatement) is available through NIPR for up to one year after expiration; after one year a new license is needed, including fingerprinting and testing.¹

From another state

More rules for this license are shared with other levels: group 1, group 2 and group 3 under Applies to every license level.

Business Entity

Agencies/firms selling, soliciting or negotiating insurance in Idaho, acting through licensed producers.¹

Requirements

Business requirements

Designated Responsible Licensed Producer (DRLP) responsible for compliance; license inactivated if all DRLPs are lost.⁹

Business requirements

Register with the Idaho Secretary of State; foreign entities name the DOI Director for service of process.⁹

Business requirements

Variable line requires the agency’s own FINRA registration and CRD number.⁹

Business requirements

Report changes of officers/directors, ownership, name and DRLPs within 30 days; a new FEIN needs a new license.⁹

Fees

How to apply

1. Register the business with the Idaho Secretary of State.⁹
2. Line up at least one Designated Responsible Licensed Producer.⁹
3. Apply online through NIPR and pay the $80 non-refundable fee.⁹

Renewal

When it expires

Expires on the last day of the month of original issue, every 24 months.⁹

If it expires

Late renewal available via NIPR up to one year after expiration.⁹

More rules for this license are shared with other levels: group 1 and group 3 under Applies to every license level.

Check a license or report a problem

Before you hire an insurance agent in Idaho, you can confirm the license is current on the board's own search. Every board we cover in Idaho is on the Idaho license lookup page.

Look up a license

sbs.naic.org¹

File a complaint

doi.idaho.gov¹

Laws and rules

The requirements above come from these laws and board rules.

• Idaho Code 41-1006 (examination)
• Idaho Code 41-1009 (nonresident producer license)
• Idaho Code 41-1012 (exemption from examination)
• Idaho Code 41-1007 (application for producer license)
• Idaho Code 41-1003 to 41-1005, 41-1008, 41-1013
• IDAPA 18.01.02.030
• IDAPA 18.06.04 (continuing education)

Common questions

Insurance agent licenses in other states

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