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How to get a Resident Insurance Producer – Individual license in Hawaii

In Hawaii, the Insurance Division issues the Resident Insurance Producer – Individual credential.1 For the Resident Insurance Producer – Individual license you need a passing score on the exam2 and a criminal background check3. The board lists $150 for the initial license4.

Last checked · 10 official sources

Who issues it

Insurance Division

Exam

Required2

Fees the board lists

Initial license fee: $1504

From another state

Exam waiver and License by endorsement56 Details

On this page
  1. Hawaii insurance agent licenses
  2. Applies to every license level
  3. Who needs a Resident Insurance Producer – Individual license
  4. Requirements for a Resident Insurance Producer – Individual license
  5. How much a Resident Insurance Producer – Individual license costs
  6. How to apply
  7. Renewal and continuing education
  8. Moving to Hawaii with a license from another state
  9. Nonresident Insurance Producer – Individual
  10. Check a license or report a problem
  11. Laws and rules
  12. Common questions
  13. Insurance agent licenses in other states

Hawaii insurance agent licenses

Hawaii issues 2 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

LicenseWhat it coversExamApplication or license fee
Nonresident Insurance Producer – IndividualSame producer activities in Hawaii, in the lines held on the home-state license1No6$2254
Resident Insurance Producer – IndividualSell, solicit or negotiate insurance in the licensed lines of authority: Life; Accident and health or sickness; Property; Casualty; Variable life and variable annuity; Personal lines; Credit; other lines permitted by law1Yes2$1504

Applies to every license level

These rules are the same for every Hawaii insurance agent license on this page, so they are shown once here. Each license's own section lists only what differs.

How to apply

Apply online
nipr.com1

Renewal

When it expires
License stays in effect while the renewal fee is paid and resident CE is completed on time7
Renew online
nipr.com1

Who needs a Resident Insurance Producer – Individual license

Sell, solicit or negotiate insurance in the licensed lines of authority: Life; Accident and health or sickness; Property; Casualty; Variable life and variable annuity; Personal lines; Credit; other lines permitted by law1

Other rules on who may do this work:

  • An appointment must be in place before doing business (not needed at application)1

Requirements for a Resident Insurance Producer – Individual license

The rules this license shares with every other level are under Applies to every license level.

Exam
Given by: Pearson VUE (test center or OnVUE online proctoring)5
Retakes: Test center: wait 24 hours after each fail; OnVUE: wait two weeks after the first fail, four weeks after later fails; re-apply and pay again2
Time limit: Exam scores are valid for two years2
Background check
Background check required3
Fingerprints required3
License may be denied for causes in HRS 431:9A-112, including a felony conviction; written notice and right to demand a hearing within 10 days8
Residency or citizenship
Hawaii resident (non-residents use the nonresident producer license)3
Also required
Apply within 60 days of fingerprinting3

How much a Resident Insurance Producer – Individual license costs

FeeAmountPaid toNotes
Initial license fee$1504Insurance DivisionIndividual resident producer. Not refundable

The board's pages we cite do not list the exam fee.

How to apply

  1. Book and pass the Pearson VUE exam for each line (test center or online); scores go to the Division electronically.3
  2. Get fingerprinted through Fieldprint using code HI-DCCA-INS.3
  3. Within 60 days of fingerprinting, apply and pay the $150 fee on NIPR ("Apply for a New License").3
  4. Get appointed by an insurer through NIPR before doing business.1

Renewal and continuing education

Renewal fee
$1004 (Individual resident producer)
Continuing education
24 hours each renewal period9
Required topics
Life + A&H and P&C lines: 10 hours Life/A&H, 11 hours P&C/Surety, 3 hours ethics or insurance laws and rules9
Only Life/A&H or only P&C: 21 hours in that class plus 3 hours ethics or laws/rules6
No carry-over of excess hours to the next cycle6
Producers getting a life line after December 31, 2022 need annuity training (HRS 431:10D-626) before selling annuities6
Approved courses
Approved providers report completions electronically within 15 days; finish CE at least 15 days before the renewal date10
Exemptions
CE extension for licensees on extended active military duty6
Late renewal
Late renewal fee: $3004 (reinstating within 12 months of inactivation for non-payment (renewal fee plus double-fee penalty))
Reinstatement fee: $1004 (reapplying within one year after surrendering the license)
Reinstatement fee: $1504 (inactive more than one year: apply as a new applicant)
If it expires
A license inactivated for non-payment can be reinstated without exam within 12 months by paying the fee plus a penalty of double the unpaid renewal fee; after 12 months apply as a new applicant1
Missing CE before the renewal date puts the license on expired status6
Licensee unable to renew because of military service or extenuating circumstances may request a waiver of renewal procedures7

Renewal planner

Enter the expiration date printed on your Hawaii Resident Insurance Producer – Individual license. The count is worked out on your device from today's date; nothing is sent anywhere.

Moving to Hawaii with a license from another state

These are the routes the Insurance Division publishes for the Resident Insurance Producer – Individual license. The other insurance agent licenses have their own routes in their sections below.

Route
Exam waiver
What the board says
Producers moving to Hawaii who are licensed for the same lines in another state skip pre-licensing education and the exam if currently licensed there, or if they apply within 90 days of cancelling that license with a good-standing clearance5
Conditions
Good standing shown by clearance or the NAIC producer database5
Route
License by endorsement
What the board says
Producers living in another state get a Hawaii nonresident producer license6

Military service members, veterans and spouses: Veterans may be reimbursed for Hawaii insurance exam fees; renewal-procedure waivers for military service (HRS 431:9A-107(d))5

Nonresident Insurance Producer – Individual

Same producer activities in Hawaii, in the lines held on the home-state license1

Requirements

Experience
Must hold an active producer license in the home state1
Exam
Not required6
Background check
Same denial grounds (HRS 431:9A-112)8
Residency or citizenship
Resident of another state with an active home-state producer license1

Fees

FeeAmountPaid toNotes
Initial license fee$2254Insurance DivisionIndividual nonresident producer. Not refundable

How to apply

  1. Hold an active resident producer license in your home state.1
  2. Apply on NIPR ("Apply for a New License") and pay the $225 fee.1
  3. Get appointed through NIPR before doing business.1

Renewal

Renewal fee
$1504 (Individual nonresident producer)
Late renewal
Late renewal fee: $4504 (reinstating within 12 months of inactivation)
Reinstatement fee: $1504 (reapplying within one year after surrender)
Reinstatement fee: $2254 (inactive more than one year: apply as new)
If it expires
Inactive more than one year: apply as a new applicant1

From another state

Route
License by endorsement
What the board says
Reciprocal nonresident license: Hawaii waives its requirements (except 431:9A-108) for applicants with a valid home-state license if the home state treats Hawaii residents the same way6

The rules this license shares with every other level are under Applies to every license level.

Check a license or report a problem

Before you hire an insurance agent in Hawaii, you can confirm the license is current on the board's own search. Every board we cover in Hawaii is on the Hawaii license lookup page.

Laws and rules

The requirements above come from these laws and board rules.

Common questions

Can I transfer my insurance agent license to Hawaii?

The Insurance Division publishes these routes for the Resident Insurance Producer – Individual license: exam waiver5 and license by endorsement6. Conditions and forms.

Insurance agent licenses in other states

Sources

Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.

  1. Insurance Licenses and RegistrationsHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 7, 2026
  2. HRS 431:9A-105 Insurance producer license examinationHawaii State Legislature (Hawaii Revised Statutes)Checked November 7, 2026
  3. Apply for New or Reinstate an Insurance LicenseHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 7, 2026
  4. Fee SchedulesHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 7, 2026
  5. Examination InformationHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 7, 2026
  6. Continuing Education (CE) FAQHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 8, 2026
  7. HRS 431:9A-107Hawaii State Legislature (Hawaii Revised Statutes)Checked November 7, 2026
  8. HRS 431:9A-112 License denial, nonrenewal, suspension, or revocationHawaii State Legislature (Hawaii Revised Statutes)Checked November 7, 2026
  9. Continuing EducationHawaii Department of Commerce and Consumer Affairs, Insurance DivisionChecked November 7, 2026
  10. Commissioner's Memorandum 2022-3LICHawaii Department of Commerce and Consumer Affairs, Insurance DivisionDated March 1, 2022Checked November 7, 2026