How to get a Resident Producer (Insurance Producer) license in Oklahoma

Oklahoma insurance agent licenses

Oklahoma issues 4 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

Rules shared by several license levels

These rules are the same for several of the Oklahoma insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level except Insurance Agency (Business Entity Producer license)

What it covers

Sell, solicit or negotiate insurance in Oklahoma for the lines of authority held. Lines: life; accident and health or sickness; property; casualty; variable life and variable annuity; personal lines; commercial lines; credit; title; aircraft title; other lines allowed by law.¹

2. Every license level except Temporary Insurance Producer

How to apply

Apply online

nipr.com⁶

Renewal

How often

Every 2 years¹

Renew online

nipr.com⁶

3. Resident Producer (Insurance Producer) and Non-Resident Producer

Renewal

When it expires

Individual licenses renew biennially on the last day of the licensee's birth month (first term is pro-rated); renew online through NIPR about 90 days before expiry; resident licensees must be CE compliant first.⁷

If it expires

Expired less than 1 year: reactivate by filing a new initial application online and paying a double license fee; no exam; license number and original expiration date stay the same. Residents must be CE compliant at least 48 hours before applying. An expired license cannot be renewed.⁸

4. Non-Resident Producer and Insurance Agency (Business Entity Producer license)

Requirements

Exam

Not required¹

Who needs a Resident Producer (Insurance Producer) license

Other rules on who may do this work:

• Customer service representatives and insurance consultants must hold an insurance producer license.⁵

Requirements for a Resident Producer (Insurance Producer) license

More rules for this license are shared with other levels: group 1, group 2 and group 3 under Rules shared by several license levels.

Minimum age

18 years old²

Exam

Oklahoma insurance producer licensing examination by line (Life; Accident & Health or Sickness; Life, Accident & Health or Sickness; Property & Casualty; Property & Casualty - Personal Lines Only; Property; Casualty; Title; Aircraft Title)²
Given by: PSI (exam vendor named by OID)⁶
Passing score: 70% correct²
When you can take it: Open eligibility: no pre-licensing course is required; register with PSI, pass, then wait 3 business days before applying.²
Tests the lines applied for, producer duties and responsibilities, and Oklahoma insurance laws and regulations; the exam in use since August 1, 2025 is based on the State Law Supplement effective August 1, 2025 and the Kaplan general study manual.¹
Retakes: Unlimited retakes until passed; a new appointment cannot be made the same day; retake fees are not waived.²
Time limit: Apply for the license within 2 years after passing the exam.¹
Exam waived: No exam for limited lines producers; producers licensed in another state who move to Oklahoma and apply within 90 days need no exam or CE for lines held in the prior state.¹

Background check

Background check required¹
You can ask the board to review your record before you apply⁹

Residency or citizenship

Exam candidates must be U.S. citizens or hold a valid visa or I-94 card; a resident license is for people who live in Oklahoma (one Oklahoma license per person).⁴

Social Security number

Legal name, date of birth and Social Security Number registered with PSI must match the applicant's ID and Social Security card or the license application will fail.¹⁰

Also required

Notify OID of a change of legal name, address or e-mail within 30 days; later notice carries a $50 administrative fee.¹

Also required

Producers selling annuities must complete Annuity Best Interest training (OAC 365:25-17-7.1).³

How much a Resident Producer (Insurance Producer) license costs

You pay OID (2 fees) and PSI (exam fee).

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. If you have a felony involving dishonesty or breach of trust, get a 1033 waiver (or ask for a criminal-history predetermination) first.⁶
2. Prepare for the exam any way you like (PSI Candidate Information Bulletin and content outline, Kaplan manuals from OID, or a prep course).⁶
3. Register with PSI and pass the exam for each line; your name, date of birth and SSN must match your ID. Allow about 3 weeks to get a seat.¹⁰
4. Wait 3 business days, then apply online through NIPR (paper applications are not accepted) within 2 years of passing. Do not work until the license is issued.⁶ nipr.com⁶
5. OID reviews the application and e-mails you; check status and print the license through the NAIC licensee lookup.⁶

Processing time

Allow 5-7 business days for OID to process a producer application (after waiting 3 business days for PSI to send exam results).²

Renewal and continuing education

Renewal fee

$60¹

Continuing education

24 hours each renewal period³

Required topics

3 hours ethics, 2 hours legislative update, 19 hours producer general (annuity best-interest training counts toward general).³
Up to 6 excess hours carry forward to the next 24-month period as general hours; courses cannot be repeated within 24 months.³

Approved courses

Only Oklahoma-approved courses count; providers report completions within 10 business days, and the transcript must show CE COMPLIANT at least 3 business days before online renewal.³

Exemptions

Exempt: limited lines producers, nonresidents who met an equivalent home-state requirement, and members of the Legislature; an approved professional designation program of 24+ hours satisfies the biennial requirement.¹

Moving to Oklahoma with a license from another state

These are the routes OID publishes for the Resident Producer (Insurance Producer) license. The other insurance agent licenses have their own routes in their sections below.

Military service members, veterans and spouses: Producers unable to renew because of military service (or long-term medical disability) may request a waiver of renewal procedures, exams and related fines; a temporary license may go to the designee of a producer entering active service.¹

Temporary Insurance Producer

Requirements

Prior licensure

Limited to listed situations: surviving spouse or court-appointed representative of a deceased or disabled producer; member or employee of a licensed business entity after the death or disability of its designee; designee of a producer entering active military service; or other public-interest cases. OID adds that the applicant must never have held a producer license.⁵

Exam

Not required¹
Exam waived: If the temporary licensee fails the licensing exam the temporary license ends automatically; none is issued to someone who failed the exam.¹

Also required

The Commissioner may limit the license and require a sponsoring licensed producer or insurer who assumes responsibility for the temporary licensee.¹

Fees

How to apply

1. Send a written request to the OID Licensing Division so a paper application can be approved.⁵
2. If approved, file the paper application and $20 fee; the license lasts up to 180 days.⁷

Renewal

How often

Every 180 days¹

When it expires

Up to 180 days; statute also caps any temporary license at 6 months, renewable once for good cause; it ends when the business is disposed of.¹

From another state

Military service members, veterans and spouses: A temporary license may be issued to the designee of a licensed producer entering active service in the U.S. Armed Forces.¹

More rules for this license are shared with other levels: group 1 under Rules shared by several license levels.

Non-Resident Producer

Requirements

Background check

Background check required¹
Nonresidents with felonies of dishonesty or breach of trust must obtain a 1033 waiver from their resident state.¹¹

Residency or citizenship

For people who live outside Oklahoma and hold a resident license in their home state; the home state must license Oklahoma residents on the same basis.⁴

Also required

The nonresident application designates the Insurance Commissioner as agent for service of process.¹

Fees

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Hold an active resident producer license in your home state (and a home-state 1033 waiver if needed).¹
2. Apply online through NIPR (no Oklahoma exam); pay the $100 license fee plus the $20 service-of-process fee on a first application.⁶ nipr.com⁶
3. Wait for OID approval by e-mail, then print the license from the NAIC lookup.⁶

Renewal

Renewal fee

$100¹

From another state

More rules for this license are shared with other levels: group 1, group 2, group 3 and group 4 under Rules shared by several license levels.

Insurance Agency license

License for corporations, LLCs, partnerships and other entities that sell, solicit or negotiate insurance in Oklahoma under the business name using an FEIN.⁵

Requirements

Background check

Background check required¹

Business requirements

Must have an FEIN before applying.¹²

Business requirements

Resident entities must be organized as Oklahoma domestic entities and upload certified Articles of Organization/Incorporation to NIPR.¹²

Business requirements

Name at least one owner or highest-ranking officer and at least one Designated Responsible Licensed Producer (DRLP) with matching license type and lines.¹²

Business requirements

Branches under the same FEIN need no separate license but must be reported; a branch with its own FEIN needs its own license. Notify OID before using a DBA.¹²

Fees

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Register the entity (Oklahoma Secretary of State for domestic entities) and obtain an FEIN.¹²
2. Apply online through NIPR, naming an owner/officer and a DRLP, uploading certified articles (residents), and paying by e-check or card.¹² nipr.com⁶

Renewal

When it expires

Renew online through NIPR; an expired or inactive entity license needs a new initial application.¹²

Renewal fee

$60¹ (Resident entity ($100 nonresident))

From another state

More rules for this license are shared with other levels: group 2 and group 4 under Rules shared by several license levels.

Check a license or report a problem

Before you hire an insurance agent in Oklahoma, you can confirm the license is current on the board's own search. Every board we cover in Oklahoma is on the Oklahoma license lookup page.

Look up a license

external-lookup-web.prod.naic.org¹³

File a complaint

oid.ok.gov¹⁴

Laws and rules

The requirements above come from these laws and board rules.

• 36 O.S. 1435.1-1435.41 (Oklahoma Producer Licensing Act)
• 36 O.S. 1435.23
• 36 O.S. 1435.29 (continuing education)

Common questions

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