How to get an Insurance Producer (Insurance Agent) license in Kansas

Who needs an Insurance Producer (Insurance Agent) license

Sells, solicits or negotiates insurance in the lines of authority held. Major lines: life; accident & health or sickness; property; casualty; variable life & variable annuity; personal lines. Limited lines (crop, title, travel, pre-need, bail bond, self-service storage, credit) are covered in ks-limited-lines-producer.³

Requirements for an Insurance Producer (Insurance Agent) license

Minimum age

18 years old³

Experience

License you must hold first: Variable life & variable annuity requires a Life license and active FINRA registration (Series 6 or 7); no separate exam.³

Exam

Kansas insurance producer licensing examination (per line: Life; Accident & Health; Property; Casualty; Personal Lines; or combined Life/A&H or P&C)²
Given by: Pearson VUE⁴
Life, Accident and Health or Sickness, Property and Allied Lines, Casualty and Allied Lines (singly or combined), or Personal Lines alone.²
Retakes: No limit on retakes; 7-day wait between attempts.⁴
Time limit: Licensing test scores are valid for two years from the exam date.³
Exam waived: No exam for lines held in another state if currently licensed there or applying within 90 days of cancellation; also licensees who voluntarily surrendered a Kansas license within 2 years.¹

Background check

Background check required¹
Fingerprints required³
State and national (FBI) criminal history record check with a signed Waiver Agreement and FBI Privacy Act Statement; insurance-fraud expungements must be disclosed.³

Residency or citizenship

Resident license for Kansas residents (Kansas as home state); nonresidents use the nonresident license.¹

Also required

Kansas Certificate of Tax Clearance (Department of Revenue) uploaded to the NIPR Attachment Warehouse; application is not processed until it is received.³

Also required

Front-and-back color copy of a valid Kansas driver's license or ID uploaded to NIPR.³

Also required

An insurer appointment is required for each company you write for (insurer files it through NIPR within 30 working days; appointments no longer renew annually since July 1, 2025).³

Also required

Annuity sellers: 4-hour annuity best-interest training (K.A.R. 40-1-53); NFIP flood sellers: one-time 3-hour flood course; LTC Partnership sellers: training under K.A.R. 40-4-37v.⁵

How much an Insurance Producer (Insurance Agent) license costs

You pay KDOI (4 fees) and Pearson VUE (2 fees).

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Schedule and pass the Pearson VUE exam for each line of authority (no pre-licensing course required; scores valid 2 years).⁴
2. Apply for a Kansas Certificate of Tax Clearance from the Department of Revenue.⁴
3. Submit the NAIC Uniform Application through NIPR and pay the $10 application fee and $60 background-check fee.³ nipr.com³
4. Upload the tax clearance certificate and driver's license/ID copy to the NIPR Attachment Warehouse ("ALD"), and submit the Fingerprint Waiver Form.⁴
5. Get fingerprinted (free live-scan at KID Topeka or DCF offices; law enforcement or Pearson VUE may charge).⁷
6. Answer any deficiency letter on time; once licensed, each insurer you represent appoints you through NIPR.³

Apply online

nipr.com³

Temporary or provisional license

Temporary license up to 180 days without exam (death/disability of an agent, business-entity designee, military designee, public interest); may be extended once for up to 180 days.¹

Renewal and continuing education

How often

Every 2 years³

When it expires

Biennial due date = last day of the birth month, in odd years if born in an odd year and even years if born in an even year (first due date at least two years after initial licensing); renew up to 90 days early through NIPR.³

Renewal fee

$4³

Continuing education

At least 18 hours each renewal period¹

Required topics

3 hours ethics (may include regulatory compliance) each biennium¹

Approved courses

Courses must be KID-approved; providers report completions to the NAIC State Based System (SBS); KID accepts no certificates from producers. A C.E.C. is at least 50 minutes of instruction.⁵

Exemptions

Inactive status (up to 4 years, once) suspends CE; nonresidents meet Kansas CE through home-state CE on a reciprocal basis.¹

Late renewal

Late renewal fee: $100¹ (renewal/CE proof received within the 90-day suspension)
Reinstatement fee: $100⁸ (reinstating a suspended or expired resident license (up to 4 years))

If it expires

Missing the biennial due date suspends the license for 90 days ($100 penalty per license); after 90 days it expires and appointments terminate. Reinstatement within a year: CE + $4 renewal + $100; 1–4 years: reapply with fingerprints and tax clearance, $10 + $60 + $100; after 4 years: start over (exam).¹

Renew online

nipr.com³

Moving to Kansas with a license from another state

These are the routes KDOI publishes for the Insurance Producer (Insurance Agent) license.

Military service members, veterans and spouses: Guard/reserve agents on active duty 90+ consecutive days are exempt from CE while on duty, with an extension to the next biennial due date; medical/military CE extensions up to 180 days; waivers of renewal procedures available; temporary license for the designee of an agent entering active service.¹

Check a license or report a problem

Before you hire an insurance agent in Kansas, you can confirm the license is current on the board's own search. Every board we cover in Kansas is on the Kansas license lookup page.

Look up a license

sbs.naic.org⁴

Laws and rules

The requirements above come from these laws and board rules.

• K.S.A. 40-4901 to 40-4918 (Uniform Insurance Agents Licensing Act)
• Kansas Register Vol. 44 No. 47 (Nov. 20, 2025), Department of Insurance Notice of Fee Amounts for 2026

Common questions

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