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How to get a Producer License in Vermont

Vermont licenses insurance agents statewide through the Vermont Department of Financial Regulation (DFR).1 For the Producer License (resident) you need a passing score on the Vermont producer examination for each line of authority (Life, Accident and Health or Sickness, Property, Casualty, Personal lines, Variable life and variable annuity)2 and a criminal background check1. The board lists $30 for the application1 and $30 for the initial license1, each a separate charge. You renew every 2 years1 and complete at least 24 hours of continuing education1.

Last checked · 8 official sources

Who issues it

Vermont Department of Financial Regulation (DFR)

Training and experience

An approved education program; see the requirements

Exam

Vermont producer examination for each line of authority (Life, Accident and Health or Sickness, Property, Casualty, Personal lines, Variable life and variable annuity)2

Fees the board lists

Application fee: $301
Initial license fee: $301

Renewal

Every 2 years1, at least 24 hours of continuing education1

From another state

Exam waiver1 Details

On this page
  1. Vermont insurance agent licenses
  2. Applies to every license level
  3. Who needs a Producer License
  4. Requirements for a Producer License
  5. How much a Producer License costs
  6. How to apply
  7. Renewal and continuing education
  8. Moving to Vermont with a license from another state
  9. Limited Lines Producer
  10. Producer License
  11. Business Entity Producer
  12. Check a license or report a problem
  13. Laws and rules
  14. Common questions
  15. Insurance agent licenses in other states

Vermont insurance agent licenses

Vermont issues 4 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

LicenseWhat it coversExamApplication or license fee
Limited Lines ProducerCredit, rental and other limited lines (including crop, surety and travel).3Yes1$301
Producer License (nonresident)Same producer authority in Vermont for lines held in the home state.1No1$301
Producer License (resident)Sell, solicit or negotiate insurance in the lines of authority held.2Yes1$301
Business Entity ProducerOptional license for an agency or other entity; individuals who sell must still be licensed.4Yes4$304

Applies to every license level

These rules are the same for several of the Vermont insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level (all 4)

Requirements

Education or training
No prelicensing education requirement is stated for resident producers; the statute lists age, fitness, fees and exams. Licensed producers from another state need no prelicensing education.1

Fees

FeeAmountPaid toNotes
Application fee$3014DFRNot refundable

How to apply

Apply online
nipr.com2

Renewal

How often
Every 2 years1
Renew online
nipr.com2

2. Producer License (resident) and Limited Lines Producer

Requirements

Minimum age
18 years old2

Fees

FeeAmountPaid to
Initial license fee$301DFR

Renewal

Renewal fee
$301

3. Producer License (resident) and Producer License (nonresident)

Requirements

Also required
Vermont is an appointment state: insurers appoint a producer for each line within 15 days of contract or first application.2

Fees

FeeAmountPaid toNotes
Producer appointment fee, per qualification, agents of foreign insurers$801DFRPaid by/through the appointing insurer; one fee for P&C and one for life and A&H

How to apply

Processing time
Routine online applications are generally issued within 48 hours.2

Renewal

If it expires
License terminates if fees are not paid; if non-renewed for missing CE you file a new Uniform Application with $30 application and $30 license fees plus prior-period CE certificates, and insurers must re-appoint you.1
Paper renewals only if electronic renewal is unavailable or a hardship exception is granted; must arrive before March 31.5

4. Limited Lines Producer and Producer License (nonresident)

Requirements

Background check
Background check required1

5. Limited Lines Producer and Business Entity Producer

Fees

The board's pages we cite do not list the exam fee.

Renewal

If it expires
License terminates if the prescribed fees are not paid.1
Paper renewals only if electronic renewal is unavailable or a hardship exception is granted; must arrive before March 31.5

Who needs a Producer License

Sell, solicit or negotiate insurance in the lines of authority held.2

Work that does not need this license:

  • Exceptions to licensing are in 8 V.S.A. 4813d.2

Requirements for a Producer License

More rules for this license are shared with other levels: group 1, group 2 and group 3 under Applies to every license level.

Exam
Vermont producer examination for each line of authority (Life, Accident and Health or Sickness, Property, Casualty, Personal lines, Variable life and variable annuity)2
Given by: Prometric2
When you can take it: Wait 48 hours after passing before applying online.2
Retakes: A fee is charged for each exam sitting.1
Exam waived: No exam for lines held in another state (currently licensed, or applied within 90 days of cancellation in good standing), or for producers moving to Vermont who apply within 90 days of establishing residence; limited lines travel exempt.1
Background check
Background check required1
Commissioner must find the applicant competent, trustworthy, financially responsible and of good reputation, with no grounds for denial under 8 V.S.A. 4804.1

How much a Producer License costs

The board's pages we cite do not list the exam fee; check it with the exam provider, Prometric2, when you schedule.

How to apply

  1. Pass the Prometric producer exam for each line you want.2
  2. Wait 48 hours, then apply online through NIPR and pay the fees.2 nipr.com2
  3. Or file a paper NAIC Uniform Individual Application with the original score report and $30 + $30 fees.2 Form (PDF, dfr.vermont.gov)2
  4. Have each insurer you represent appoint you.2
Temporary or provisional license
Temporary producer license up to 180 days without exam (surviving spouse or representative, business-entity employee on death/disability of the designee, designee of a producer entering the Armed Forces, or public interest).1

Renewal and continuing education

Continuing education
At least 24 hours each renewal period1
Required topics
Long-term care sellers: one-time 8-hour LTC course (2 hours Vermont-specific) plus 4 hours every 24 months.2
Approved courses
Prometric administers Vermont CE; providers report credits through State Based Systems.6
Exemptions
CE starts after the first renewal; limited line agents (title, travel accident, travel baggage) are not subject to CE; up to 6-month extension for good cause (request by March 31).1

Renewal planner

Enter the expiration date printed on your Vermont Producer License (resident). The count is worked out on your device from today's date; nothing is sent anywhere.

Moving to Vermont with a license from another state

These are the routes DFR publishes for the Producer License. The other insurance agent licenses have their own routes in their sections below.

Route
Exam waiver
What the board says
Producers moving to Vermont apply as residents within 90 days of establishing residence; no prelicensing education or exam for lines held in the prior state.1

Military service members, veterans and spouses: Producers unable to renew due to military service or similar circumstances may request a waiver of renewal procedures, exams or fines; CE extension of up to six months for good cause such as military reasons.1

Limited Lines Producer

Credit, rental and other limited lines (including crop, surety and travel).3

Requirements

Exam
Limited lines exam may be waived1
Exam waived: Limited lines travel insurance producers are not examined.1

Fees

FeeAmountPaid toNotes
Initial 24-month appointment and biennial renewal appointment fee for limited lines producers$901DFRPer appointment, paid through the appointing insurer

How to apply

  1. Pick the limited line type on the DFR page and follow its instructions (see Bulletin 157).3 nipr.com2

From another state

Route
Reciprocity agreements
What the board says
A home-state limited lines producer may receive a Vermont nonresident limited lines license with the same scope.1
States on Vermont's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.

More rules for this license are shared with other levels: group 1, group 2, group 4 and group 5 under Applies to every license level.

Producer License

Same producer authority in Vermont for lines held in the home state.1

Requirements

Exam
Not required1
Residency or citizenship
Resident license in good standing in the home state, and the home state must license Vermont residents on the same basis.1

How to apply

  1. Apply online through NIPR and pay the fees.2 nipr.com2
  2. If DFR asks for more information, fax it to 802-828-1633.2

From another state

Route
Reciprocity agreements
What the board says
Vermont waives its requirements for nonresidents licensed at home if the home state licenses Vermonters on the same basis; license status verified through the NAIC producer database.1
States on Vermont's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.

More rules for this license are shared with other levels: group 1, group 3 and group 4 under Applies to every license level.

Business Entity Producer

Optional license for an agency or other entity; individuals who sell must still be licensed.4

Requirements

Exam
No entity exam; no lines of authority4
Business requirements
Designate a licensed natural-person producer (DRLP) responsible for compliance; the entity license ends if the DRLP terminates.4
Business requirements
Business entity producers cannot be appointed by insurers.4

Fees

FeeAmountPaid toNotes
Initial license fee$304DFRResident entities; nonresident entities pay the home-state row of the retaliatory chart

How to apply

  1. Apply online through NIPR (nonresident entities must) or on the paper Uniform application naming the DRLP.4 nipr.com2

Renewal

When it expires
Term April 1 to March 31 of odd years; fees not prorated.4
Renewal fee
$307 (Resident entities)

From another state

Route
Reciprocity agreements
What the board says
Nonresident business entities apply electronically through NIPR.4
States on Vermont's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.

More rules for this license are shared with other levels: group 1 and group 5 under Applies to every license level.

Check a license or report a problem

Before you hire an insurance agent in Vermont, you can confirm the license is current on the board's own search. Every board we cover in Vermont is on the Vermont license lookup page.

Look up a license
sbs.naic.org8

Laws and rules

The requirements above come from these laws and board rules.

Common questions

Can I transfer my insurance agent license to Vermont?

DFR publishes this route for the Producer License: exam waiver1. Conditions and forms.

How often do you renew a Producer License in Vermont?

Every 2 years1. Continuing education: at least 24 hours1. The renewal fee is $301.

Insurance agent licenses in other states

Sources

Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.

  1. 8 V.S.A. chapter 131 Insurance Agents and BrokersVermont General AssemblyChecked November 8, 2026
  2. Producer LicenseVermont Department of Financial RegulationChecked November 7, 2026
  3. Limited Lines ProducersVermont Department of Financial RegulationChecked November 7, 2026
  4. Business Entity ProducerVermont Department of Financial RegulationChecked November 8, 2026
  5. Apply For and Renew Your LicenseVermont Department of Financial RegulationChecked November 8, 2026
  6. Continuing EducationVermont Department of Financial RegulationChecked November 7, 2026
  7. Insurance producer fee chart (retaliatory, by home state)Vermont Department of Financial RegulationDated January 1, 2021Checked November 7, 2026
  8. Producer and Individual LicensingVermont Department of Financial RegulationChecked November 7, 2026