How to get a Resident Insurance Agent license in Georgia
Georgia licenses insurance agents statewide through the Office of the Commissioner of Insurance and Safety Fire (OCI).1 For the Resident Insurance Agent (Agent license) you need at least 16 clock hours1 of education. You renew every 2 years1 and complete 24 hours of continuing education2.
Who issues it
Office of the Commissioner of Insurance and Safety Fire (OCI)
Training and experience
Training: at least 16 clock hours1
On this page
Who needs a Resident Insurance Agent license
Sell, solicit or negotiate insurance in the classes (lines) shown on the license: Accident and Sickness; Property and Casualty (issued together); Life; Personal Lines; Variable Products (requires Life); Credit; Surplus Lines (requires P&C); Title; Travel1
Requirements for a Resident Insurance Agent license
- Education or training
- Life and/or Accident & Sickness: 8-hour Life course and 8-hour Accident and Sickness course (combined Life, Accident & Sickness course available), taken within the last 12 months1
Who may teach it: State-approved pre-licensing provider (OCI online provider list)1 - Education or training
- At least 16 clock hours1
Property and Casualty: 16-hour course (separate 8-hour Property and 8-hour Casualty courses)1 - Education or training
- At least 8 clock hours1
Variable Products (must hold Life): 8-hour course through the sponsoring company1 - Education or training
- At least 5 clock hours1
Credit: 5 hours of self-study with a proctored final exam (no state exam)1 - Education or training
- Travel, Travel Baggage and Title: no pre-licensing course or exam1
- Background check
- Fingerprints required1
- Residency or citizenship
- Georgia resident or Georgia business address; notarized Citizenship Affidavit (GID-276-EN) with a copy of secure and verifiable ID3
- Social Security number
- Social Security number needed to reserve the exam and for fingerprint enrollment1
- Also required
- Citizenship Affidavit must be uploaded in Sircon; emailed or mailed documents are not attached3
How much a Resident Insurance Agent license costs
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Application fee | $1201 | OCI | Total paid at application per line set (OCI step-by-step page). Not refundable |
| Processing fee (renewal) | $54 | OCI | Each renewal. Not refundable |
Some lines are combined figures, or parts of one; do not add the lines up.
How to apply
- Choose the line(s) of insurance you want to sell and check the course, exam and fee requirements for each.1
- Complete the state-approved pre-licensing course for each line (not needed for travel, title; credit is 5 hours self-study).1
- Book and pass the Pearson VUE exam ($67 per exam); scores go to OCI electronically.1
- Complete and notarize the Citizenship Affidavit (GID-276-EN) and copy an acceptable ID.1 oci.georgia.gov3
- Apply online in Sircon ("New Insurance License"), pay $120 and upload the affidavit and ID.1 sircon.com4
- After applying, register for fingerprints with the GBI vendor (GAPS/IdentoGO, service code 2TGJ6B).1
- Apply online
- sircon.com3
- Processing time
- Average 14 business days1
Renewal and continuing education
- How often
- Every 2 years1
- Renewal fee
- $1004 (Agent license without Variable Products; plus $5 processing fee)
- Continuing education
- 24 hours each renewal period2
- Required topics
- 3 hours of ethics every biennium (cannot be met with carried-over hours)2
Producers licensed after August 1, 2023 who sell annuities must complete the one-time 4-hour Annuity Best Interest course2
Credit carried forward is capped at 50% of the biennial requirement2 - Exemptions
- Licensees with more than 20 years of service: 20 hours (3 ethics)2
Holders of listed professional designations (CPCU, CLU, FLMI, CIC, CEBS, ChFC, AAI, CFP, BBA in Risk Management and Insurance): 12 hours (3 ethics)2
Credit-insurance-only licensees: 10 hours of self-study, no ethics2
Non-active licenses are exempt while non-active if renewed on time2 - If it expires
- An agent license inactivated for non-renewal or CE non-compliance can be reinstated in Sircon within 12 months of inactivation; fingerprints again if inactive more than 6 months3
- Renew online
- sircon.com4
Renewal planner
Enter the expiration date printed on your Georgia Resident Insurance Agent (Agent license). The count is worked out on your device from today's date; nothing is sent anywhere.
Check a license or report a problem
Before you hire an insurance agent in Georgia, you can confirm the license is current on the board's own search. Every board we cover in Georgia is on the Georgia license lookup page.
- Look up a license
- oci.georgia.gov3
Laws and rules
The requirements above come from these laws and board rules.
Common questions
How long does it take to get a Resident Insurance Agent license in Georgia?
Insurance agent licenses in other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.
- Get a Resident Insurance Agent LicenseGeorgia Office of Commissioner of Insurance and Safety FireChecked November 8, 2026
- Continuing EducationGeorgia Office of Commissioner of Insurance and Safety FireChecked November 7, 2026
- Agent Licensing & RenewalsGeorgia Office of Commissioner of Insurance and Safety FireChecked November 7, 2026
- Renew an Agent LicenseGeorgia Office of Commissioner of Insurance and Safety FireChecked November 7, 2026