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How to get an Insurance Producer Resident - Individual license in Pennsylvania

Pennsylvania licenses insurance agents statewide through the Pennsylvania Insurance Department (PID).1 For the Insurance Producer Resident - Individual license you need a passing score on the Pennsylvania insurance producer licensing examination, by line of authority1 and a criminal background check1. The board lists $55 for the initial license1. You renew every 2 years1 and complete at least 24 hours of continuing education2.

Last checked · 7 official sources

Who issues it

Pennsylvania Insurance Department (PID)

Exam

Pennsylvania insurance producer licensing examination, by line of authority1

Fees the board lists

Initial license fee: $551

Renewal

Every 2 years1, at least 24 hours of continuing education2

From another state

Exam waiver3 Details

On this page
  1. Pennsylvania insurance agent licenses
  2. Rules shared by several license levels
  3. Requirements for an Insurance Producer Resident - Individual license
  4. How much an Insurance Producer Resident - Individual license costs
  5. How to apply
  6. Renewal and continuing education
  7. Moving to Pennsylvania with a license from another state
  8. Temporary insurance producer license
  9. Insurance Producer Non-Resident - Individual
  10. Insurance Producer Resident – Business Entity
  11. Check a license or report a problem
  12. Laws and rules
  13. Rule changes since January 2024
  14. Common questions
  15. Insurance agent licenses in other states

Pennsylvania insurance agent licenses

Pennsylvania issues 4 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

LicenseWhat it coversExamApplication or license fee
Temporary insurance producer licenseTemporary authority to run an insurance business after a licensee’s death or disability, military service, or in other public-interest circumstances; PID may limit lines and require a sponsoring insurer.1Yes1–
Insurance Producer Non-Resident - IndividualSelling, soliciting or negotiating insurance in Pennsylvania for the lines of authority on the license (life; accident and health or sickness; property; casualty; variable life and variable annuity; personal lines; limited lines).1No1$1101
Insurance Producer Resident - IndividualSelling, soliciting or negotiating insurance in Pennsylvania for the lines of authority on the license (life; accident and health or sickness; property; casualty; variable life and variable annuity; personal lines; limited lines).1Yes1$551
Insurance Producer Resident – Business Entity / Insurance Producer Non-Resident - Business EntityAgency (non-individual) producer license for the same lines held by its designated licensees.1No1$551

Rules shared by several license levels

These rules are the same for several of the Pennsylvania insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level except Temporary insurance producer license

How to apply

Apply online
sircon.com4

Renewal

How often
Every 2 years1
Late renewal
Late renewal fee: $1651 (lapsed license reinstated within one year of the renewal date)
If it expires
A lapsed license can be reinstated within one year of the renewal date; reinstatement is retroactive if requested within 60 days of lapse, prospective after 60 days; after one year you must reapply.1
Late renewal affects the renewal term; there is a one-year lapsed period.4
Renew online
nipr.com4

2. Insurance Producer Resident - Individual and Insurance Producer Non-Resident - Individual

What it covers

Selling, soliciting or negotiating insurance in Pennsylvania for the lines of authority on the license (life; accident and health or sickness; property; casualty; variable life and variable annuity; personal lines; limited lines).1

Requirements

Minimum age
18 years old1

Renewal

When it expires
Two-year license term tied to the licensee’s birth month.1
Continuing education
At least 24 hours each renewal period2
Required topics
3 of the 24 hours must be ethics1
2 of the 24 hours must be flood insurance for licensees with a property and casualty line1
Up to 24 excess hours may be carried forward to the next period1
Approved courses
Department-approved courses; course lists and transcripts at Sircon; provider and course approvals handled by PSI.2
Exemptions
Licensed for the line since before Jan. 1, 1971 and continuously since1
Limited-lines-only licensees1
Nonresidents who meet a reciprocal home state’s CE1
Individual waivers (military service, extenuating circumstances)2

From another state

Military service members, veterans and spouses: Licensees unable to renew on time because of military service or other extenuating circumstances may ask PID to waive the CE for the lapsed period and the lapsed-license fee; a temporary license can go to the designee of a licensee entering active military service.1

3. Temporary insurance producer license and Insurance Producer Resident – Business Entity / Insurance Producer Non-Resident - Business Entity

Requirements

Background check
Background check required1

Requirements for an Insurance Producer Resident - Individual license

More rules for this license are shared with other levels: group 1 and group 2 under Rules shared by several license levels.

Exam
Pennsylvania insurance producer licensing examination, by line of authority1
Given by: PSI (exam vendor named by PID)5
When you can take it: Open to candidates before applying; pre-examination education requirement was deleted by Act 142 of 2024.1
One examination per line of authority sought (major lines: life; accident and health or sickness; property; casualty; variable life and variable annuity; personal lines).1
Background check
Background check required1
Fingerprints required5
Fingerprint-based FBI check for new resident applicants (IdentoGO, PID service code 1KGBGJ); fingerprint only after passing the exam and applying.5
You can ask the board to review your record before you apply5
Residency or citizenship
Resident license is for applicants whose principal place of residence or business is in Pennsylvania.1
Also required
Applicant must possess general fitness, competence and reliability.1

How much an Insurance Producer Resident - Individual license costs

FeeAmountPaid toNotes
Initial license fee$551PIDPennsylvania resident individual. Not refundable
Additional Line of Authority$254PIDAdding a line to an existing license

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

The board's pages we cite do not list the exam fee.

How to apply

  1. Optional: if you have a criminal record, ask PID for a confidential pre-licensing eligibility review first.5
  2. Schedule and pass the PSI licensing exam for each line of authority you want (no pre-licensing course is required since 2025). Bring a valid government photo ID.5
  3. Apply online through Sircon or NIPR right after passing and pay the $55 resident fee.5 sircon.com4
  4. After applying, register with IdentoGO (service code 1KGBGJ) and get fingerprinted; pay the fingerprint fee at the center.5
  5. Track the application with PID’s status lookup and print the license once issued (PID no longer mails licenses).5
Temporary or provisional license
PID may issue a temporary producer license of up to 180 days in limited circumstances (death/disability of a licensee, military service, public interest).1

Renewal and continuing education

Renewal fee
$551

Renewal planner

Enter the expiration date printed on your Pennsylvania Insurance Producer Resident - Individual license. The count is worked out on your device from today's date; nothing is sent anywhere.

Moving to Pennsylvania with a license from another state

These are the routes PID publishes for the Insurance Producer Resident - Individual license. The other insurance agent licenses have their own routes in their sections below.

Route
Exam waiver
What the board says
Licensed producers moving to Pennsylvania can get a resident license without the exam for the same lines if they apply within 90 days (letter of clearance or PDB record from the former home state) and are fingerprinted in PA.3
Conditions
Apply within 90 days of establishing residence / clearing the previous state.1

Temporary insurance producer license

Temporary authority to run an insurance business after a licensee’s death or disability, military service, or in other public-interest circumstances; PID may limit lines and require a sponsoring insurer.1

Requirements

Exam
No examination stated for temporary licenses1
Also required
Eligible: surviving spouse or court-appointed representative of a disabled/deceased licensee; owner, partner or employee of an entity after its designated licensee dies or is disabled; designee of a licensee entering active military service; other public-interest cases.1

How to apply

  1. Contact PID producer licensing (717-787-3840, [email protected]) to request a temporary license; there is no published online application.6

Renewal

How often
Every 180 days1
When it expires
Up to 180 days, not transferable; PID may revoke immediately without notice in the public interest.1

From another state

Route
No reciprocity

Military service members, veterans and spouses: A temporary license may go to the designee of a licensee who enters active service in the US armed forces.1

More rules for this license are shared with other levels: group 3 under Rules shared by several license levels.

Insurance Producer Non-Resident - Individual

Requirements

Exam
Pennsylvania insurance producer licensing examination (waived for nonresidents licensed in their home state)1
Not required1
Given by: PSI (exam vendor named by PID)5
Background check
Background check required1
No fingerprints required5
Background questions on the application; department may investigate and requires general fitness, competence and reliability.1
You can ask the board to review your record before you apply5
Residency or citizenship
For applicants whose principal place of residence or business is outside Pennsylvania and who hold a resident producer license in their home state.1

Fees

FeeAmountPaid toNotes
Initial license fee$1101PIDNonresident individual. Not refundable
Additional Line of Authority$254PID–

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

  1. Hold an active resident producer license in your home state for the lines you want.1
  2. Apply online through Sircon or NIPR and pay the $110 nonresident fee; no PA exam or fingerprints for reciprocal applicants.1 sircon.com4
  3. Print the license once issued; PID no longer mails licenses.5

Renewal

Renewal fee
$1101

From another state

Route
Reciprocity agreements
What the board says
Nonresident license for the same lines held in the home state, on proof of the home-state license (PID can check the NAIC Producer Database); PID may deny if the home state does not license PA residents on the same basis.1
States on Pennsylvania's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
Fee
$1101

More rules for this license are shared with other levels: group 1 and group 2 under Rules shared by several license levels.

Insurance Producer Resident – Business Entity

Agency (non-individual) producer license for the same lines held by its designated licensees.1

Requirements

Exam
Not required1
Business requirements
At least one designated licensee responsible for compliance.1
Business requirements
Resident entities (office in PA) need PID name approval and then Pennsylvania Department of State registration; nonresident entity names are reviewed on application.1

Fees

FeeAmountPaid toNotes
Initial license fee$551PIDResident business entity. Not refundable
Initial license fee$1101PIDNonresident business entity. Not refundable
Amended License$254PIDResident business entity
Additional Line of Authority$254PIDNonresident business entity

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

  1. Resident entity: get PID name approval, then register with the Pennsylvania Department of State.5 pid.pa.gov3
  2. Designate at least one licensed individual producer responsible for compliance.1
  3. Apply online through Sircon or NIPR and pay the entity fee ($55 resident, $110 nonresident).5 sircon.com4

Renewal

When it expires
Two-year license term.1
Renewal fee
$551 (Resident business entity; nonresident entity renewal is $110 (Timely Renewal: $110))

From another state

Route
Reciprocity agreements
What the board says
An entity licensed as a resident producer in another state may get a PA nonresident license for the equivalent lines; PID may deny if the home state does not license PA residents on the same basis.1
States on Pennsylvania's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.

More rules for this license are shared with other levels: group 1 and group 3 under Rules shared by several license levels.

Check a license or report a problem

Before you hire an insurance agent in Pennsylvania, you can confirm the license is current on the board's own search. Every board we cover in Pennsylvania is on the Pennsylvania license lookup page.

Look up a license
sircon.com7
File a complaint
pa.gov6

Laws and rules

The requirements above come from these laws and board rules.

Rule changes since January 2024

  • April 29, 2025: Act 142 of 2024 (approved Oct. 31, 2024; effective in 180 days) deleted the pre-examination education requirement and added 3 ethics CE hours and, for P&C licensees, 2 flood CE hours within the 24-hour requirement. Effective date computed as 180 days after approval.1

Common questions

Can I transfer my insurance agent license to Pennsylvania?

PID publishes this route for the Insurance Producer Resident - Individual license: exam waiver3. Conditions and forms.

How often do you renew an Insurance Producer Resident - Individual license in Pennsylvania?

Every 2 years1. Continuing education: at least 24 hours2. The renewal fee is $551.

Insurance agent licenses in other states

Sources

Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.

  1. The Insurance Department Act of 1921 (Act 1921-285), as amended, incl. Article VI-A Insurance ProducersPennsylvania General AssemblyChecked November 8, 2026
  2. Continuing Education RequirementsPennsylvania Insurance DepartmentChecked November 8, 2026
  3. Update Your Producer/Agent License InformationPennsylvania Insurance DepartmentChecked November 7, 2026
  4. Apply for or Renew Your Producer/Agent License (license matrix: fees, duration)Pennsylvania Insurance DepartmentChecked November 8, 2026
  5. Initial Insurance Producer Licensing ProcessPennsylvania Insurance DepartmentChecked November 8, 2026
  6. Producer Agent Licensing | Insurance Department | Commonwealth of PennsylvaniaCommonwealth of PennsylvaniaChecked November 7, 2026
  7. Find and Research Insurance Companies and Agents | Insurance Department | Commonwealth of PennsylvaniaCommonwealth of PennsylvaniaChecked November 7, 2026