How to get a Resident Producer license in Utah

Utah insurance agent licenses

Utah issues 4 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.

Applies to every license level

These rules are the same for several of the Utah insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.

1. Every license level (all 4)

Renewal

How often

Every 2 years²

Renew online

sircon.com²

2. Every license level except Agency (organization) producer license

Requirements

Minimum age

18 years old⁵

Fees

Renewal

When it expires

Individual licenses expire at the end of the birth month every two years (first term 24-35 months); agency licenses every 2 years from issue, on the last day of the month. Renew online via Sircon or NIPR until 10 pm Mountain on the expiry date.²

If it expires

A lapsed license can be reinstated for one year after expiry (online from the 4th day after inactivation); after that, apply as a new applicant.⁶
Appointments and designations are canceled on the expiry date if not renewed; no fingerprints are needed to renew or reinstate.⁶

3. Every license level except Non-Resident Producer license (individual)

How to apply

Apply online

sircon.com²

4. Resident Producer license (individual), with lines of authority and Non-Resident Producer license (individual)

Requirements

Exam

Utah producer line exams administered by Prometric: Producer's Life (17-01), Accident and Health (17-02), Combined Life, Accident and Health (17-03), Combined Property and Casualty (17-04), Personal Lines (17-20), Property (17-22), Casualty (17-23); Spanish versions available.²
Given by: Prometric (test center or remote ProProctor)²
When you can take it: No pre-licensing course is required; register and pay Prometric directly.²
Retakes: If you fail, re-register and pay Prometric again.²
Exam waived: Exam waived for producers moving to Utah who apply within 90 days of establishing residence and hold (or held within 90 days, in good standing) the same lines in another state.⁴

Fees

The board's pages we cite do not list the exam fee.

Renewal

Renewal fee

$70⁷

Late renewal

Reinstatement fee: $120⁷ (reinstating within one year after lapse)

5. Resident Producer license (individual), with lines of authority and Resident Limited Lines Producer license

Fees

6. Resident Limited Lines Producer license and Agency (organization) producer license

Requirements

Exam

Not required²

Who needs a Resident Producer license

Other rules on who may do this work:

• Variable contracts authority requires a life license plus a current FINRA qualification and Utah Securities registration; surplus lines requires 3 of the last 4 years as a P&C producer.⁸

Requirements for a Resident Producer license

More rules for this license are shared with other levels: group 1, group 2, group 3, group 4 and group 5 under Applies to every license level.

Background check

Background check required¹
Fingerprints required²
Live-scan prints go to Utah BCI and the FBI; UID reviews results before issuing. Convictions for fraud, theft or dishonesty bar applying for a period (R590-281-4(1)); 18 U.S.C. 1033 felonies need the Commissioner's written consent.²
No pre-application review of a criminal record is offered²

Residency or citizenship

Must be a Utah resident; you cannot hold a resident license in another state or a Utah nonresident license at the same time.²

Social Security number

Application must give the applicant's Social Security number.⁹

Also required

Appointment by an insurer must be completed (by the insurer, via Sircon or NIPR) before acting as a producer.²

How to apply

1. Register with Prometric (online or 888-226-8740), pay the exam fee and pass the exam for each line.² prometric.com²
2. Right after passing, apply online at the test-center kiosk (Sircon or NIPR) and pay the license and FBI/BCI fingerprint fees by credit card; apply within 90 days of passing.² sircon.com²
3. Pay Prometric's $6 fingerprint processing fee and get live-scan fingerprinted at the test center, showing the application confirmation page.²
4. After approval, print your license from Sircon; have each insurer file your appointment before you sell.²

Processing time

Electronic applications are generally processed in 5-10 business days once the application, fees and fingerprints are complete.²

Renewal and continuing education

Continuing education

At least 24 hours each renewal period³

Required topics

3 hours ethics; at least 12 hours classroom or classroom-equivalent; no more than 12 hours from insurer-provided courses; all courses UID-approved.¹⁰

Approved courses

Only UID-approved courses count; providers must post CE before renewal is processed; keep proof for two years after the period.¹⁰

Exemptions

Exempt on request: first licensed before December 31, 1988 (no lapse over a year); holders of listed designations (CLU, ChFC, RHU, CPCU, CFP, REBC, CIC, ACSR, CRM, SOFE, IRES) maintaining their CE; license lapsed for military service or similar hardship may reinstate without CE.¹⁰

Moving to Utah with a license from another state

These are the routes UID publishes for the Resident Producer license. The other insurance agent licenses have their own routes in their sections below.

Military service members, veterans and spouses: A license that lapses because of military service may be reinstated without meeting CE requirements.¹⁰

Non-Resident Producer license

Same producer authority in Utah for lines held in the home state.²

Requirements

Background check

Background check required¹
Application background questions; prohibited persons under 18 U.S.C. 1033 need their home state's written consent.²

Residency or citizenship

Must hold an active, good-standing resident license in the home state.¹¹

Also required

Nonresidents sign a jurisdictional agreement submitting to Utah commissioner and courts.¹¹

How to apply

1. Apply online through Sircon or NIPR and pay the fee; paper applications are rejected.² nipr.com²
2. UID checks your home-state license through the NAIC Producer Database; have insurers file appointments.¹¹

Apply online

nipr.com²

From another state

More rules for this license are shared with other levels: group 1, group 2 and group 4 under Applies to every license level.

Resident Limited Lines Producer license

Requirements

Background check

Background check required¹
Fingerprints required²

How to apply

1. Book a fingerprint appointment with Prometric and pay the $6 processing fee.² prometric.com²
2. Apply online through Sircon or NIPR before the appointment, paying the license and $32 FBI/BCI fees by card; bring the confirmation page to be fingerprinted.² sircon.com²

Renewal

Renewal fee

$45⁷

Late renewal

Reinstatement fee: $95⁷

From another state

More rules for this license are shared with other levels: group 1, group 2, group 3, group 5 and group 6 under Applies to every license level.

Agency producer license

License for an insurance agency; it acts only through licensed individuals designated on its license (DRLP).²

Requirements

Background check

No fingerprints required²

Business requirements

Need a firm name, FEIN and a designated responsible licensed person (DRLP) holding the same lines as the agency.²

Business requirements

Designee additions/terminations must be filed electronically in Sircon ("Maintain Firm Association").²

Fees

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

How to apply

1. Apply in Sircon ("Apply for a License") with the firm name, FEIN and DRLP; nonresident agencies may also use NIPR.² sircon.com²

Renewal

When it expires

Agency licenses expire every 2 years from issue, on the last day of the month.²

Renewal fee

$75⁷

Late renewal

Reinstatement fee: $125⁷

If it expires

A lapsed license can be reinstated for one year after expiry (online from the 4th day after inactivation); after that, apply as a new applicant.⁶
Appointments and designations are canceled on the expiry date if not renewed; no fingerprints are needed to renew or reinstate.⁶
A reinstated agency must reinstate all its designees.⁶

From another state

More rules for this license are shared with other levels: group 1, group 3 and group 6 under Applies to every license level.

Check a license or report a problem

Before you hire an insurance agent in Utah, you can confirm the license is current on the board's own search. Every board we cover in Utah is on the Utah license lookup page.

Look up a license

licenseesearch.uid.utah.gov²

File a complaint

insurance.utah.gov²

Laws and rules

The requirements above come from these laws and board rules.

• Utah Code Title 31A, ch. 23a (Insurance Marketing - Licensing Producers, Consultants, and Reinsurance Intermediaries), incl. 31A-23a-104, -105, -107, -108, -109, -111, -113, -202
• Utah Code 31A-23a-109 (Nonresident jurisdictional agreement)
• Utah Code 31A-23a-202 (Continuing education requirements)
• Utah Insurance Department FY2027 Fee Schedule (H.B. 8), fees set under Utah Code 63J-1-504

Common questions

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