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How to get an Insurance Producer license in Louisiana

Louisiana licenses insurance agents statewide through the Department of Insurance (LDI).1 For the Insurance Producer license you need a passing score on the Louisiana insurance producer examination (one per line of authority)2 and a criminal background check3. The board lists $75 for the initial license (First time applicant (all other lines))4. You renew every 2 years5 and complete at least 24 hours of continuing education6.

Last checked · 14 official sources

Who issues it

Department of Insurance (LDI)

Exam

Louisiana insurance producer examination (one per line of authority)2

Fees the board lists

Initial license fee (First time applicant (all other lines)): $754

Renewal

Every 2 years5, at least 24 hours of continuing education6

From another state

Reciprocity agreements and Exam waiver78 Details

On this page
  1. Who needs an Insurance Producer license
  2. Requirements for an Insurance Producer license
  3. How much an Insurance Producer license costs
  4. How to apply
  5. Renewal and continuing education
  6. Moving to Louisiana with a license from another state
  7. Laws and rules
  8. Common questions
  9. Insurance agent licenses in other states

Who needs an Insurance Producer license

Sells, solicits or negotiates insurance in the lines of authority on the license: life; accident and health or sickness; variable life and variable annuity; property; casualty; personal lines; plus limited lines (title, credit, travel, limited life/health/accident, industrial fire, surety, bail bonds) and surplus lines.5

Work that does not need this license:

  • No appointment is needed when the producer is not acting as an agent of an authorized insurer, or acts through another licensed producer.9

Requirements for an Insurance Producer license

Minimum age
18 years old3
Exam
Louisiana insurance producer examination (one per line of authority)2
Given by: PSI10
Each exam covers the lines applied for, producer duties and responsibilities, and Louisiana insurance law and regulations.2
Retakes: After failing or missing an exam, reapply and pay all fees again before rescheduling.2
Exam waived: No exam for lines held in another state (current license, or within 90 days of cancellation); for residents re-applying within 2 years of expiry of the same Louisiana license; and for limited life/health/accident, credit and travel licenses.8
Background check
Background check required3
Fingerprints required10
State and national (FBI) criminal history checks through the Louisiana Bureau of Criminal Identification and Information; fingerprints taken electronically at a PSI site in Louisiana. A felony conviction is a ground for denial; 18 U.S.C. 1033 written consent needed where applicable.3
Residency or citizenship
Resident license: must reside in Louisiana or keep a principal place of business there.3
Also required
Variable life and variable annuity is a separate line of authority.5

How much an Insurance Producer license costs

FeeAmountPaid toNotes
Initial license fee (First time applicant (all other lines))$754LDI–
Application to add lines$754LDI–
Initial company appointment$454LDIPer insurer appointment
Renewal company appointment of individual (yearly by January 1)$354LDIPer insurer appointment, yearly

Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.

The board's pages we cite do not list the exam fee; check it with the exam provider, PSI10, when you schedule.

How to apply

  1. Pass the PSI exam for each line of authority you want (unless exempt).2
  2. First-time resident applicants: get fingerprinted electronically at a PSI site in Louisiana (walk-in; can be done right after the exam) and pay the fingerprint fee there.10
  3. Apply to the Commissioner of Insurance on the NAIC Uniform Application and pay the $75 first-time applicant fee.3
  4. Get appointed by each insurer you will act for.9

Renewal and continuing education

How often
Every 2 years5
When it expires
Renew every two years by notifying the Commissioner; CE for the lines being renewed must be certified before the renewal filing date, or the license expires.5
Renewal fee
$754
Continuing education
At least 24 hours each renewal period6
Required topics
3 hours ethics (all life, health, property, casualty and personal lines producers)6
3 hours flood insurance for property, casualty or personal lines producers (and 3 hours flood on the first renewal for new P&C producers)6
Long-term care sellers: one-time 8-hour course, then at least 4 hours every two years (may count as CE)11
Annuity sellers: one-time 4-credit annuity training course approved by the Department12
Title insurance producers: 12 hours, at least 2 on consumer finance protection law6
Approved courses
Courses must be approved by the Commissioner and offered by an insurance trade organization, an admitted insurer, an accredited college or university, or an organization certified by the Commissioner.6
Exemptions
Age 65+ with at least 15 years as a licensed producer (retired on Social Security, or active through a licensed Louisiana insurer or agency) is exempt.6
Up to 10 excess hours carry over to the next period.6
Nonresidents who meet home-state CE are exempt if the home state reciprocates.6
Legislators get 24 credits while serving; up to 4 credits for active insurance-association membership; credit for designations such as CLU, CPCU, CIC.6
Late renewal
Late renewal fee: $504
If it expires
A lapsed license can be reinstated within 2 years by completing all CE through the reinstatement date and paying all fees; after 2 years you must qualify as a new applicant.5

Renewal planner

Enter the expiration date printed on your Louisiana Insurance Producer license. The count is worked out on your device from today's date; nothing is sent anywhere.

Moving to Louisiana with a license from another state

These are the routes LDI publishes for the Insurance Producer license.

Route
Reciprocity agreements
What the board says
Nonresident license for a person licensed as a resident and in good standing in a home state that grants Louisiana residents nonresident licenses on the same basis; LDI can verify through the NAIC Producer Database. Other requirements are waived. Home-state CE counts if the home state reciprocates.7
States on Louisiana's list
The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
Conditions
Nonresidents must file a form appointing the Commissioner as agent for service of process.7
Louisiana imposes on another state's residents any extra requirements that state imposes on Louisiana residents (not fees).13
Route
Exam waiver
What the board says
Moving to Louisiana: apply for a resident license within 90 days of establishing residence; no exam for lines held in the former state.8

Military service members, veterans and spouses: A producer who cannot renew because of military service may request a waiver of renewal procedures, exam requirements and fines; a temporary license is possible for the designee of a producer entering active service.14

Laws and rules

The requirements above come from these laws and board rules.

Common questions

Can I transfer my insurance agent license to Louisiana?

LDI publishes these routes for the Insurance Producer license: reciprocity agreements7 and exam waiver8. Conditions and forms.

How often do you renew an Insurance Producer license in Louisiana?

Every 2 years5. Continuing education: at least 24 hours6. The renewal fee is $754.

Insurance agent licenses in other states

Sources

Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.

  1. La. R.S. 22:1543 License requiredLouisiana State LegislatureChecked November 7, 2026
  2. La. R.S. 22:1545 ExaminationLouisiana State LegislatureChecked November 7, 2026
  3. La. R.S. 22:1546 ApplicationLouisiana State LegislatureChecked November 7, 2026
  4. La. R.S. 22:821 FeesLouisiana State LegislatureChecked November 7, 2026
  5. La. R.S. 22:1547 LicenseLouisiana State LegislatureChecked November 8, 2026
  6. La. R.S. 22:1573 Continuing educationLouisiana State LegislatureChecked November 8, 2026
  7. La. R.S. 22:1548 Nonresident licensingLouisiana State LegislatureChecked November 7, 2026
  8. La. R.S. 22:1551 Exemption from examinationLouisiana State LegislatureChecked November 8, 2026
  9. La. R.S. 22:1558 AppointmentsLouisiana State LegislatureChecked November 7, 2026
  10. Fingerprinting Requirements (LDI)Louisiana Department of InsuranceChecked November 8, 2026
  11. La. R.S. 22:1575 LTC trainingLouisiana State LegislatureChecked November 7, 2026
  12. La. R.S. 22:1576 Annuity trainingLouisiana State LegislatureChecked November 7, 2026
  13. La. R.S. 22:1561 Non reciprocal statesLouisiana State LegislatureChecked November 7, 2026
  14. La. R.S. 22:1553 Temporary licensingLouisiana State LegislatureChecked November 7, 2026