How to get a Producer license in Connecticut
Connecticut licenses insurance agents statewide through the Connecticut Insurance Department (CID).1 For the Producer (Individual Only) license you need at least 20 clock hours1 of education, a passing score on the Connecticut insurance producer licensing examination (per line of authority)1 and a criminal background check1. The board lists $140 for the initial license2 and $50 for the application3, each a separate charge. You renew every 2 years3 and complete 24 hours of continuing education3.
Who issues it
Connecticut Insurance Department (CID)
Training and experience
Training: at least 20 clock hours1
Exam
Connecticut insurance producer licensing examination (per line of authority)1
On this page
- Connecticut insurance agent licenses
- Applies to every license level
- Who needs a Producer license
- Requirements for a Producer license
- How much a Producer license costs
- How to apply
- Renewal and continuing education
- Moving to Connecticut with a license from another state
- Fraternal Agent
- Certified Insurance Consultant
- P.A. 187, Travel – Limited Lines
- Surplus Lines Broker
- Check a license or report a problem
- Laws and rules
- Rule changes since January 2024
- Common questions
- Insurance agent licenses in other states
Connecticut insurance agent licenses
Connecticut issues 5 insurance agent credentials. Each has its own section below; the table shows what each one covers and its headline requirements.
| License | What it covers | Training or experience | Exam | Application or license fee |
|---|---|---|---|---|
| Fraternal Agent (Individual ONLY) | Sells life or accident & health insurance or annuities for a fraternal society that appoints the agent.4 | – | No4 | $1304 |
| Producer (Individual Only) | License to solicit, negotiate or sell insurance in the lines of authority held: life, accident & health or sickness, property, casualty, personal lines, variable life/variable annuity, credit and/or limited lines travel.3 | Training 20 clock hours1 | Yes1 | $1402 |
| Certified Insurance Consultant (Individual & Business Entity) | Gives advice, counsel or service for a fee about life/A&H or P&C insurance; license also required to use certain titles.5 | – | Yes5 | $3002 |
| P.A. 187, Travel – Limited Lines (Individual & Business Entity) | Travel insurance only; licensed producers may designate travel retailers to offer it on their behalf.6 | – | No1 | $7502 |
| Surplus Lines Broker (Individual & Business Entity) | Places coverage with non-admitted insurers after the admitted market is exhausted.7 | – | Yes7 | $6752 |
Applies to every license level
These rules are the same for several of the Connecticut insurance agent licenses on this page, so they are shown once here, with the licenses they apply to. Each license's own section lists only what differs.
1. Every license level (all 5)
How to apply
Renewal
2. Every license level except P.A. 187, Travel – Limited Lines (Individual & Business Entity)
Fees
3. Every license level except Producer (Individual Only)
Requirements
4. Every license level except Fraternal Agent (Individual ONLY) and P.A. 187, Travel – Limited Lines (Individual & Business Entity)
Fees
The board's pages we cite do not list the exam fee; check it with the exam provider, Pearson VUE357, when you schedule.
5. Producer (Individual Only) and Certified Insurance Consultant (Individual & Business Entity)
Requirements
6. Fraternal Agent (Individual ONLY) and P.A. 187, Travel – Limited Lines (Individual & Business Entity)
Requirements
Who needs a Producer license
License to solicit, negotiate or sell insurance in the lines of authority held: life, accident & health or sickness, property, casualty, personal lines, variable life/variable annuity, credit and/or limited lines travel.3
Other rules on who may do this work:
- No examination or prelicensing education is required for a limited lines producer license.1
Requirements for a Producer license
More rules for this license are shared with other levels: group 1, group 2, group 4 and group 5 under Applies to every license level.
- Education or training
- At least 20 clock hours1
Pre-licensing course approved by the Commissioner for each line of authority applied for, completed before the exam (CID: present the course certificate or a waiver letter on exam day).1
Who may teach it: Course must be approved by the Commissioner; CID points applicants to Pearson VUE to find approved Connecticut pre-licensing courses.3
Alternative: Pre-licensing waiver for listed designations (Life: CEBS, ChFC, CIC, CFP, CLU, FLMI, LUTCF; A&H: CEBS, CLU, HIA, REBC, RHU; P/C/Personal Lines: AAI, ARM, CIC, CPCU) by emailing a society letter dated within 90 days.3
Alternative: Producers licensed in another state who move to Connecticut and apply within 90 days need no Connecticut pre-licensing or exam for lines already held.9 - Exam
- Connecticut insurance producer licensing examination (per line of authority)1
Given by: Pearson VUE3
When you can take it: After completing the pre-licensing course; bring the course certificate or a waiver letter on exam day.3
Exam tests the lines of authority applied for, producer duties and Connecticut insurance law; no extra exam for variable life/variable annuity.1
Exam waived: Exam waiver for CLU (life, A&H) and CPCU (property, casualty, personal lines) designees; also for anyone licensed in Connecticut for the same type within the preceding year.1 - Background check
- Background check required1
No fingerprints required3
A felony conviction is a ground for refusing, suspending or revoking a producer license (C.G.S. 38a-702k(a)(6)).1 - Residency or citizenship
- Resident license for Connecticut residents; nonresidents licensed in good standing in their home state get a nonresident license (reciprocal basis).1
- Social Security number
- SSN is requested when emailing a pre-licensing waiver request.3
- Also required
- Insurers appoint producers through NIPR; statute sets agent-appointment fees payable by the insurer.10
How much a Producer license costs
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Initial license fee | $1402 | CID | Not refundable |
| Amendment | $1303 | CID | Adding a line of authority |
Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.
How to apply
- Complete a Connecticut-approved pre-licensing course for each line of authority (or get a designation waiver).3
- Schedule and take the Pearson VUE exam; bring your course certificate or waiver letter.3
- Wait 1–2 business days for results to reach CID electronically.3
- Apply online through NIPR and pay by card or e-check (no cash or paper checks).3 nipr.com3
- Choose "Producer", not "Fraternal Agent", if you tested for life or A&H; fees for the wrong type are not refunded.3
- Processing time
- Wait 1–2 business days after passing for exam results to upload before applying.3
Renewal and continuing education
- When it expires
- Expires on the last day of the birth month every other year; first term may be shorter than two years.3
- Renewal fee
- $1603
- Continuing education
- 24 hours each renewal period3
- Required topics
- 3 credits Laws/Regulations/Ethics (21 general)3
One-time 3-credit NFIP flood course for resident P&C / Personal Lines producers, effective April 15, 2026 (counts toward general credits)3 - Approved courses
- CE transcripts are administered by Pearson VUE for CID; questions go to [email protected].3
- Exemptions
- No CE for Credit-only or Limited Lines Travel-only licensees, or for nonresidents.3
- Late renewal
- Late renewal fee: $1603 (within one year after expiration; paid on top of the $160 renewal fee (total $320))
- If it expires
- Unpaid renewal by expiry cancels the license and all appointments; up to one year to complete CE and late-renew ($320 total); after one year, new pre-licensing course and exam.3
Renewal planner
Enter the expiration date printed on your Connecticut Producer (Individual Only) license. The count is worked out on your device from today's date; nothing is sent anywhere.
Moving to Connecticut with a license from another state
These are the routes CID publishes for the Producer license. The other insurance agent licenses have their own routes in their sections below.
- Route
- Reciprocity agreements
- What the board says
- Nonresident producer license for anyone licensed in good standing as a resident producer in their home state, if that state licenses Connecticut residents on the same basis; no Connecticut pre-licensing, exam or CE.3
- States on Connecticut's list
- The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
- Conditions
- No Connecticut CE for nonresidents; must keep an active home-state license.3
Fraternal Agent
Sells life or accident & health insurance or annuities for a fraternal society that appoints the agent.4
Requirements
- Also required
- Appointment by a fraternal society required; CT does not license fraternal business entities.4
Fees
Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.
How to apply
- The fraternal society applies for you through NIPR.4 nipr.com3
- The society sends CID the Fraternal Agent Supplemental Form (email or NIPR Attachment Warehouse).4
- After issue, the society files your appointment through NIPR.4
Renewal
- When it expires
- Renews December 31 of every odd-numbered year.4
- Renewal fee
- $8010
- If it expires
- After December 31 of an odd year the society files a reinstatement through NIPR.4
From another state
- Route
- No reciprocity
- What the board says
- Same process for residents and nonresidents: the society applies through NIPR; no exam.4
More rules for this license are shared with other levels: group 1, group 2, group 3 and group 6 under Applies to every license level.
Certified Insurance Consultant
Gives advice, counsel or service for a fee about life/A&H or P&C insurance; license also required to use certain titles.5
Requirements
- Exam
- Certified Insurance Consultant (CIC) exam5
Given by: Pearson VUE5
Exam waived: Exam waiver for CLU (life, A&H) and CPCU, AAI or CIC (property, casualty).5 - Also required
- The CIC exam does not qualify you for a Producer license.5
Fees
Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.
How to apply
- Download the Pearson candidate handbook and schedule the CIC exam (no course needed).5
- Wait 1–2 business days after passing, then apply through NIPR.5 nipr.com3
Renewal
- When it expires
- Renews September 30 of every odd-numbered year.5
- Renewal fee
- $25010
- If it expires
- Up to two years after expiry: reinstate for $300; after two years: pre-licensing course and exam again.5
From another state
- Route
- Reciprocity agreements
- What the board says
- Nonresidents holding an equivalent consultant license in any state are licensed by reciprocity through NIPR.5
- States on Connecticut's list
- The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
More rules for this license are shared with other levels: group 1, group 2, group 3, group 4 and group 5 under Applies to every license level.
P.A. 187, Travel – Limited Lines
Travel insurance only; licensed producers may designate travel retailers to offer it on their behalf.6
Requirements
- Business requirements
- Business entities must designate a DRLP holding a travel or standard-lines producer license.6
Fees
Each line is a separate charge as the board lists it. The board does not publish a combined total, so none is shown here.
How to apply
Renewal
- When it expires
- Individuals: last day of birth month every other year; business entities: January 31 of even years.6
- Renewal fee
- $6506
- Late renewal
- Late renewal fee: $1,3006 (within one year after expiration (total including renewal))
From another state
- Route
- Reciprocity agreements
- What the board says
- A limited lines producer licensed in the home state receives a nonresident limited lines license with the same scope.1
- States on Connecticut's list
- The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
More rules for this license are shared with other levels: group 1, group 3 and group 6 under Applies to every license level.
Surplus Lines Broker
Places coverage with non-admitted insurers after the admitted market is exhausted.7
Requirements
- Experience
- Residents must hold an active Connecticut Producer Property & Casualty license.7
License you must hold first: Connecticut resident Producer license with Property & Casualty authority7 - Exam
- Surplus Lines exam7
Given by: Pearson VUE7
Retakes: If the license has been canceled two years or more, residents must re-pass the exam before reinstating.7 - Business requirements
- Business entities must designate at least one DRLP holding a matching active CT license.7
Fees
| Fee | Amount | Paid to | Notes |
|---|---|---|---|
| Initial license fee | $6752 | CID | Not refundable |
How to apply
- Hold an active Connecticut Producer license with Property & Casualty authority.7
- Download the Pearson candidate handbook and schedule the Surplus Lines exam.7
- After passing, apply through NIPR; CID verifies your result with the vendor.7 nipr.com3
Renewal
From another state
- Route
- Reciprocity agreements
- What the board says
- Nonresidents with an equivalent license in any state are licensed by reciprocity through NIPR.7
- States on Connecticut's list
- The pages cited here give no list of partner states for this route; the board's words above say who qualifies. Ask the board which states it has agreements with.
More rules for this license are shared with other levels: group 1, group 2, group 3 and group 4 under Applies to every license level.
Check a license or report a problem
Before you hire an insurance agent in Connecticut, you can confirm the license is current on the board's own search. Every board we cover in Connecticut is on the Connecticut license lookup page.
- Look up a license
- external-lookup-web.prod.naic.org3
Laws and rules
The requirements above come from these laws and board rules.
- Conn. Gen. Stat. §§ 38a-702a to 38a-702t (insurance producers)
- Conn. Gen. Stat. § 38a-11
- Conn. Gen. Stat. § 38a-784 (renewal); § 38a-782a (continuing education)
- Conn. Gen. Stat. §§ 38a-764, 38a-800
- Conn. Gen. Stat. §§ 38a-731 to 38a-735
- Conn. Gen. Stat. § 38a-786
- Conn. Gen. Stat. § 38a-398 (travel insurance); § 38a-702g(e)
- Conn. Gen. Stat. §§ 38a-740 to 38a-745 (surplus lines)
- Conn. Gen. Stat. § 38a-794
Rule changes since January 2024
- April 15, 2026: Flood-insurance (NFIP) training requirement re-implemented for resident P&C and Personal Lines producers.11
Common questions
How long does it take to get a Producer license in Connecticut?
Can I transfer my insurance agent license to Connecticut?
CID publishes these routes for the Producer license: reciprocity agreements3 and exam waiver1. Conditions and forms.
Insurance agent licenses in other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
Every number and rule above links to one of these official pages. Select a footnote number to read the board's own words.
- General Statutes of Connecticut Chapter 701a Insurance Producers, Third-Party Administrators...Connecticut General AssemblyChecked November 7, 2026
- License Types, Fees, and Renewal DatesConnecticut Insurance DepartmentChecked November 7, 2026
- Producer (Individual Only) - CT Insurance DepartmentConnecticut Insurance DepartmentChecked November 7, 2026
- Fraternal Agent (Individual ONLY)Connecticut Insurance DepartmentChecked November 7, 2026
- Certified Insurance Consultant (Individual & Business Entity)Connecticut Insurance DepartmentChecked November 8, 2026
- P.A. 187, Travel - Limited Lines (Individual & Business Entity)Connecticut Insurance DepartmentChecked November 8, 2026
- Surplus Lines Broker (Individual & Business Entity)Connecticut Insurance DepartmentChecked November 7, 2026
- General Statutes of Connecticut Chapter 702 LicensingConnecticut General AssemblyChecked November 7, 2026
- Changing Resident State - Individual & Business Entity Producers ONLYConnecticut Insurance DepartmentChecked November 7, 2026
- General Statutes of Connecticut Chapter 697 Insurance Commissioner (incl. 38a-11 fees)Connecticut General AssemblyChecked November 7, 2026
- Re-Implementation of the Flood Insurance Training Requirement (Effective April 15, 2026)Connecticut Insurance DepartmentDated March 9, 2026Checked November 7, 2026